Personal loan · Unsecured · Fixed

Unsecured Fixed Personal Loan

7.69%comparison rate p.a.

from 7.69% advertised · Unsecured · fixed · any purpose

12th of 84 unsecured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $225 application.

Advertised rate
from 7.69% p.a.
Application fee
$225
Loan amount
$5,000 – $75,000
Minimum age
18
Comparison rate
7.69% p.a.
Monthly fee
None
Compare all 182 personal loans

Advertised rate
from 7.69% p.a.
Comparison rate
7.69% p.a.
Rate type
Fixed

Application fee
$225
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$22

Loan amount
$5,000 – $75,000
Loan term
1 year to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
Yes

Minimum age
18
Residency
Australian residents only

  • Unsecured Fixed Personal Loan
  • RBA cash rate
  • Unsecured average
4.006.008.0010.00SepOctToday7.69% p.a. today

October 20261 change

  1. 16Fri
    • 7.49 → 7.6916 days after the RBA rise to 4.60%
      +0.20

A fixed rate personal loan is a great way to reach your goals. Plus, you’ll enjoy the certainty of always knowing how much your repayments will be.

Also from Great Southern Bank: Secured Fixed Car Loan 6.83%

As of 2 November 2026, the Great Southern Bank Unsecured Fixed Personal Loan has a comparison rate of 7.69% (from 7.69% advertised), ranking 12th of 84 unsecured loans tracked by BankMate and sitting 2.95 points below the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $225 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 16 October 2026, 16 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.