Plenti · Personal loan · Secured · Fixed
Plenti Car Loan (Secured)
As of 1 October 2026, the Plenti Car Loan (Secured) has a comparison rate of 9.78% (from 7.99% advertised), ranking 87th of 105 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 7.99% advertised · Secured · fixed · car loan
Fees: $15/mo.
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Plenti Car Loan (Secured)
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 29 September 2026.
Rates
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 9.78% p.a.
- Rate type
- Fixed
Fees
- Application fee
- None
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $5,000 – $150,000
- Loan term
- Up to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum income
- $32,000 a year
- Minimum age
- 21
About this product
A secured loan that allows individuals to borrow funds for the purchase or refinance of an eligible vehicle, including new and used cars. The information set out below relates to an application made directly with Plenti unless otherwise noted. Credit subject to approval.