As of 1 October 2026, Plenti has two personal loans tracked by BankMate, one unsecured and one secured. Its lowest comparison rate is 5.95% on the Plenti Personal Loan (unsecured · fixed · any purpose), ranking 1st of 89 unsecured loans and sitting 4.59 points below the unsecured market average of 10.54%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 5.95%
- Plenti Personal Loan
- Market rank
- #1
- of 89 unsecured loans
- Loans
- 2
- 1 unsecured · 1 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their range- RBA cash rate
- Unsecured average
What changed
No changes recorded for Plenti's personal loans since tracking began on 29 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · 1
- Plenti Personal LoanFee-free
Unsecured · fixed · any purpose · no fees
5.95%#1 of 89comparison · from 5.95% advertised
- Advertised rate
- from 5.95% p.a.
- Comparison rate
- 5.95% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $2,001 – $75,000
- Loan term
- Up to 7 years
Secured · 1
Secured · fixed · car loan · $15/mo
9.78%#87 of 105comparison · from 7.99% advertised
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 9.78% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $150,000
- Loan term
- Up to 7 years
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Notes on Plenti personal loans
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