Plenti · Personal loan · Unsecured · Fixed
Plenti Personal Loan
As of 1 October 2026, the Plenti Personal Loan has a comparison rate of 5.95% (from 5.95% advertised), ranking 1st of 89 unsecured loans tracked by BankMate and sitting 4.59 points below the unsecured market average of 10.54%. It is an unsecured fixed-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 5.95% advertised · Unsecured · fixed · any purpose
No application, monthly or annual fee.
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rate over time
Comparison rate · lenders publish the lowest rate in their rangeNo rate history has been recorded for this loan yet.
Changes
No history has been recorded for this product yet.
Rates
- Advertised rate
- from 5.95% p.a.
- Comparison rate
- 5.95% p.a.
- Rate type
- Fixed
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $2,001 – $75,000
- Loan term
- Up to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum income
- $25,000 a year
- Minimum age
- 18
About this product
A loan that allows individuals to borrow funds for personal expenses such as home improvements, car purchases, debt consolidation and more. The information set out below relates to an application made directly with Plenti unless otherwise noted. All applications subject to credit approval.