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Police Credit Union Ltd · Personal loan · Unsecured · Fixed

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Better Car Loan

As of 18 September 2026, the Police Credit Union Ltd Better Car Loan has a comparison rate of 7.40% (from 6.99% advertised), ranking 53rd of 212 unsecured loans tracked by BankMate and sitting 9.73 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

7.40%comparison rate p.a.

from 6.99% advertised · Unsecured · fixed · car loan

No application, monthly or annual fee.

Go to Police Credit Union Ltd

Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Better Car Loan
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today7.40% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 6.99% p.a.
Comparison rate
7.40% p.a.
Rate type
Fixed

Fees

Application fee
None
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan terms

Loan amount
From $20,000
Loan term
7 years to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Eligibility

Minimum age
18

Compare all personal loans