Personal loan · Secured · Fixed
Better Car Loan
7.40%comparison rate p.a.
from 6.99% advertised · Secured · fixed · car loan
34th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $195 application.
- Advertised rate
- from 6.99% p.a.
- Application fee
- $195
- Loan amount
- From $20,000
- Minimum age
- 18
- Comparison rate
- 7.40% p.a.
- Monthly fee
- None
- Advertised rate
- from 6.99% p.a.
- Comparison rate
- 7.40% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $20,000
- Loan term
- Up to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Better Car Loan
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
Also from Police Credit Union Ltd: The Best Car Loan 6.90% · Low Rate Car Loan Special Offer - Variable 7.39% · Fixed Car Loan 7.65% · Fixed Rate Personal Loan 7.65% · Variable Car Loan 8.40%
As of 2 November 2026, the Police Credit Union Ltd Better Car Loan has a comparison rate of 7.40% (from 6.99% advertised), ranking 34th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.