Personal loan · Secured · Fixed

Fixed Rate Personal Loan

7.65%comparison rate p.a.

from 7.24% advertised · Secured · fixed · car loan

37th of 98 secured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $195 application.

Advertised rate
from 7.24% p.a.
Application fee
$195
Loan amount
From $5,000
Minimum age
18
Comparison rate
7.65% p.a.
Monthly fee
None
Compare all 182 personal loans

Advertised rate
from 7.24% p.a.
Comparison rate
7.65% p.a.
Rate type
Fixed

Application fee
$195
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan amount
From $5,000
Loan term
Up to 5 years
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Minimum age
18

  • Fixed Rate Personal Loan
  • RBA cash rate
4.005.006.007.008.00SepOctToday7.65% p.a. today

No changes recorded for this product since tracking began on 12 September 2026.

Also from Police Credit Union Ltd: The Best Car Loan 6.90% · Low Rate Car Loan Special Offer - Variable 7.39% · Better Car Loan 7.40% · Fixed Car Loan 7.65% · Variable Car Loan 8.40%

As of 2 November 2026, the Police Credit Union Ltd Fixed Rate Personal Loan has a comparison rate of 7.65% (from 7.24% advertised), ranking 37th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.