BankMate

Personal loan · Secured · Variable

Personal Loan-Secured

12.90%comparison rate p.a.

from 11.94% advertised · Secured · variable · any purpose

93rd of 98 secured loans

Go to Queensland Country Bank

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $150 application · $10/mo.

Advertised rate
from 11.94% p.a.
Application fee
$150
Loan amount
$1,000 – $150,000
Minimum age
18
Comparison rate
12.90% p.a.
Monthly fee
$10
Compare all 182 personal loans
Compare Queensland Country Bank -Secured side by side

Advertised rate
from 11.94% p.a.
Comparison rate
12.90% p.a.
Rate type
Variable

Application fee
$150
Monthly fee
$10
Annual fee
None
Early repayment fee
None
Late payment fee
$70

Loan amount
$1,000 – $150,000
Loan term
Up to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Minimum age
18
Residency
Australian residents only

  • Personal Loan-Secured
  • RBA cash rate
5.007.5010.0012.50SepOctToday12.90% p.a. today

October 20261 change

  1. 15Thu
    • 12.65 → 12.9015 days after the RBA rise to 4.60%
      +0.25

Our secured personal loan might be just what you are looking for if you're looking to buy a used car, boat, caravan, motorcycle or any other worthwhile purchase.

Also from Queensland Country Bank: Personal Loan-Secured New Car 6.88% · Personal Loan-Boat Loan 8.29% · Personal Loan-Reno 10.14% · Personal Loan-Unsecured 15.55%

As of 2 November 2026, the Queensland Country Bank Personal Loan-Secured has a comparison rate of 12.90% (from 11.94% advertised), ranking 93rd of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for any purpose with fees of $150 application · $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.