Personal loan · Secured · Variable

Personal Loan-Secured New Car

6.88%comparison rate p.a.

from 6.24% advertised · Secured · variable · car loan

16th of 98 secured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $150 application · $5/mo.

Advertised rate
from 6.24% p.a.
Application fee
$150
Loan term
Up to 7 years
Minimum age
18
Comparison rate
6.88% p.a.
Monthly fee
$5
Compare all 182 personal loans

Advertised rate
from 6.24% p.a.
Comparison rate
6.88% p.a.
Rate type
Variable

Application fee
$150
Monthly fee
$5
Annual fee
None
Early repayment fee
None
Late payment fee
$70

Loan term
Up to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Minimum age
18
Residency
Australian residents only

  • Personal Loan-Secured New Car
  • RBA cash rate
4.005.006.007.00SepOctToday6.88% p.a. today

October 20261 change

  1. 15Thu
    • 6.63 → 6.8815 days after the RBA rise to 4.60%
      +0.25

September 20261 change

  1. 16Wed
    • 7.13 → 6.63
      −0.50

Our Canstar award winning new car loan allows you to purchase any new, demonstration or used car up to 5 years old. Our new car loan offers flexible loan terms and the ability to make additional repayments with no early repayment fees.

Also from Queensland Country Bank: Personal Loan-Boat Loan 8.29% · Personal Loan-Reno 10.14% · Personal Loan-Secured 12.90% · Personal Loan-Unsecured 15.55%

As of 2 November 2026, the Queensland Country Bank Personal Loan-Secured New Car has a comparison rate of 6.88% (from 6.24% advertised), ranking 16th of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of $150 application · $5 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.