Personal loan · Secured · Variable
Car & Motor Vehicle Loans
7.78%comparison rate p.a.
from 7.43% advertised · Secured · variable · car loan
41st of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $250 application.
- Advertised rate
- from 7.43% p.a.
- Application fee
- $250
- Extra repayments
- Yes
- Minimum age
- 18
- Comparison rate
- 7.78% p.a.
- Monthly fee
- None
- Advertised rate
- from 7.43% p.a.
- Comparison rate
- 7.78% p.a.
- Rate type
- Variable
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $40
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Car & Motor Vehicle Loans
- RBA cash rate
October 20261 change
- 9Fri
- 7.53 → 7.789 days after the RBA rise to 4.60%+0.25
Whether upgrading your vehicle, adventuring off-road in your four-wheel drive, or having fun on the water in your dream boat or jet ski, The Capricornian’s secured personal loan options could be your answer!
Also from The Capricornian: Personal Loans 11.30%
As of 2 November 2026, the The Capricornian Car & Motor Vehicle Loans has a comparison rate of 7.78% (from 7.43% advertised), ranking 41st of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of $250 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 9 October 2026, 9 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.