As of 18 September 2026, the The Mac NEW CAR LOAN FIXED has a comparison rate of 6.56% (from 6.19% advertised), ranking 18th of 212 unsecured loans tracked by BankMate and sitting 10.57 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
6.56%comparison rate p.a.
from 6.19% advertised · Unsecured · fixed · car loan
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- NEW CAR LOAN FIXED
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.19% p.a.
- Comparison rate
- 6.56% p.a.
- Rate type
- Fixed
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- From $1,000
- Loan term
- 7 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18