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Bank profile · Term deposits

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The Mac term deposits

The Mac also offers personal loans · Provider overview →

As of 18 September 2026, The Mac has two term deposit products tracked by BankMate, over seven terms from 3 months to 2 years. Its highest rate is 5.00% p.a. on the MINI MAC TERM DEPOSIT for 1 year, 203rd of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 1 September 2026.

Best rate
5.00%
1 year · MINI MAC TERM DEPOSIT
Market rank
#203
of 590 12-month deposits
Terms
7
2 products
Last change
1 Sept 2026
3 changes on record

Rates over time

Best 12-month rate per product
  • RBA cash rate
  • Market average · 12-month deposits
4.254.504.755.005.25JunJulAugToday5.00MINI MAC TERM D…5.00TERM SAVINGS I4

What changed

3 changes since 12 May 2026
  1. TERM SAVINGS I4 · 2 terms up 0.20 to 0.30
    mixed
  2. MINI MAC TERM DEPOSIT · 12-month 4.90 → 5.00
    +0.10
  3. TERM SAVINGS I4 · 12-month 4.90 → 5.00
    +0.10

Term deposits

Best rate per product, by term · ranked within each term
  • interest at maturity · from $500 · 1 term

    1 yr 5.00%
    5.00%#203 of 590
  • interest annually or at maturity · from $5,000 · 7 terms

    3 mo 3.50%6 mo 4.80%9 mo 4.80%1 yr 5.00%2 yr 3.70%
    5.00%#203 of 590

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on The Mac term deposits

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