Personal loan · Secured · Variable
Personal Secured Loan
16.65%comparison rate p.a.
from 14.35% advertised · Secured · variable · any purpose
98th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $299 application.
- Advertised rate
- from 14.35% p.a.
- Application fee
- $299
- Extra repayments
- Yes
- Minimum age
- 18
- Comparison rate
- 16.65% p.a.
- Monthly fee
- None
- Advertised rate
- from 14.35% p.a.
- Comparison rate
- 16.65% p.a.
- Rate type
- Variable
- Application fee
- $299
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
- Minimum age
- 18
- Personal Secured Loan
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
Also from Woolworths Team Bank: New Car Loan 6.93% · Used Car Loan 8.39% · Personal Secured Used Car Loan Upto 7yrs Old 10.71% · Personal Secured Used Card Loan Upto 10yrs Old 13.90% · Personal Unsecured Loan 17.66%
As of 3 November 2026, the Woolworths Team Bank Personal Secured Loan has a comparison rate of 16.65% (from 14.35% advertised), ranking 98th of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for any purpose with fees of $299 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.