Personal loan · Secured · Variable

Used Car Loan

8.39%comparison rate p.a.

from 7.94% advertised · Secured · variable · car loan

60th of 98 secured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $299 application.

Advertised rate
from 7.94% p.a.
Application fee
$299
Extra repayments
Yes
Minimum age
18
Comparison rate
8.39% p.a.
Monthly fee
None
Compare all 182 personal loans

Advertised rate
from 7.94% p.a.
Comparison rate
8.39% p.a.
Rate type
Variable

Application fee
$299
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$25

Extra repayments
Yes
Early payout
Yes
Redraw
No
Flexible repayment frequency
No

Minimum age
18

  • Used Car Loan
  • RBA cash rate
4.006.008.00SepOctToday8.39% p.a. today

No changes recorded for this product since tracking began on 26 September 2026.

Also from Woolworths Team Bank: New Car Loan 6.93% · Personal Secured Used Car Loan Upto 7yrs Old 10.71% · Personal Secured Used Card Loan Upto 10yrs Old 13.90% · Personal Secured Loan 16.65% · Personal Unsecured Loan 17.66%

As of 2 November 2026, the Woolworths Team Bank Used Car Loan has a comparison rate of 8.39% (from 7.94% advertised), ranking 60th of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of $299 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.