Savings account · 18+ years
Bank of Sydney BOS Saver
5.25%p.a. total
No bonus conditions: the rate is paid every month
49th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. BOS Saver moved on 2 October, 2 days later.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone 18 or over
- Balance
No balance cap.
Rate history
Last change 2 Oct- BOS Saver
- RBA cash rate
- Market average
October 20261 change
- 2Fri
- 4.75 → 5.25Total rate 4.75% → 5.25% · 2 days after the RBA rise to 4.60%+0.50
June 20261 change
- 3Wed
- 4.50 → 4.75Total rate 4.50% → 4.75% · 28 days after the RBA rise to 4.35%+0.25
April 20261 change
- 2Thu
- 4.25 → 4.50Total rate 4.25% → 4.50% · 15 days after the RBA rise to 4.10%+0.25
- #32FebFeb 2026: ranked 32 of 42
- #51MarMar 2026: ranked 51 of 64
- #51AprApr 2026: ranked 51 of 76
- #59MayMay 2026: ranked 59 of 79
- #54JunJune 2026: ranked 54 of 79
- #55JulJuly 2026: ranked 55 of 80
- #55AugAug 2026: ranked 55 of 80
- #69SepSep 2026: ranked 69 of 120
- #48OctOct 2026: ranked 48 of 150
- #49NowNov 2026: ranked 49 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 10 months: from #48 of 150 in Oct 2026 to #51 of 64 in Mar 2026.
- Interest a year
- $2,625
- Each month
- $219
- Against the average (4.37%)
- +$441
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Pays 5.25% p.a. with no bonus conditions as of 1 November 2026. Ranks 49th of 151 savings accounts tracked by BankMate, 0.88 points above the average of 4.37%. The rate last rose on 2 October 2026, 2 days after the RBA raised the cash rate to 4.60%. From Bank of Sydney's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·