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Bank of Sydney · Savings account

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BOS Saver

Pays 4.75% p.a. with no bonus conditions as of 18 September 2026. Ranks 64th of 93 savings accounts tracked by BankMate, 0.11 points below the average of 4.86%. The rate last rose on 3 June 2026, 28 days after the RBA raised the cash rate to 4.35%.

4.75%p.a.

No bonus component · unlimited withdrawals · variable

Go to Bank of Sydney

Rate over time

Total rate, conditions met
  • BOS Saver
  • RBA cash rate
  • Market average
4.004.505.00MarMayJulToday4.75% p.a. today

Position among 93 accounts

By month, end of month
  1. Feb 2026: ranked 35 of 46
  2. Mar 2026: ranked 59 of 74
  3. Apr 2026: ranked 59 of 88
  4. May 2026: ranked 66 of 91
  5. June 2026: ranked 61 of 91
  6. July 2026: ranked 63 of 92
  7. Aug 2026: ranked 63 of 92
  8. Sept 2026: ranked 64 of 93
Feb 2026This month

Mostly outside the top half of accounts over the last 8 months: from #61 of 91 in June 2026 to #59 of 74 in Mar 2026.

Changes

2 on record since 1 Mar 2026
  1. 4.50 → 4.75Base and bonus restructured · 28 days after the RBA rise to 4.35%
    +0.25
  2. 4.25 → 4.50Bonus rate · 15 days after the RBA rise to 4.10%
    +0.25

Conditions

Checked each month
Age
18+ years

On your balance

Saved with your preferences
Interest this year
—
Each month
—
Against the average account (4.86%)
—
Rate by balance
$0+
4.75%

Notes from savers

to leave a note.