Pays 5.10% p.a. total (0.10% base plus 5.00% bonus) as of 18 September 2026. Ranks 33rd of 93 savings accounts tracked by BankMate, 0.24 points above the average of 4.86%. The rate last rose on 29 May 2026, 23 days after the RBA raised the cash rate to 4.35%.
5.10%p.a.
0.10% base + 5.00% bonus · bonus up to $1,000,000 · variable
Rate over time
Total rate, conditions met- Growth Saver Account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 20 of 46
- Mar 2026: ranked 27 of 74
- Apr 2026: ranked 38 of 88
- May 2026: ranked 23 of 91
- June 2026: ranked 29 of 91
- July 2026: ranked 31 of 92
- Aug 2026: ranked 31 of 92
- Sept 2026: ranked 33 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 50% for every one of the last 8 months.
Changes
3 on record since 1 Mar 2026- 5.05 → 5.10Bonus rate · 23 days after the RBA rise to 4.35%+0.05
- 4.80 → 5.05Base and bonus restructured · 8 days after the RBA rise to 4.35%+0.25
- 4.55 → 4.80Bonus rate · 9 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Balance growth
- $200/month
- Withdrawals
- 1/month max
- Balance range
- $0 - $1,000,000
- Age
- 11+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $1M
5.10%Notes from savers
to leave a note.