Savings account · Up to 17 years
Suncorp Kids Savings
4.55%p.a. total
0.35% base + 4.20% bonus when the conditions are met
97th of 151 savings accounts · market average 4.46%
The RBA raised the cash rate to 4.85% on 4 November. Kids Savings hasn't moved yet. After the September rise it moved 8 days later.
What the bonus asks
2 things each month- Each month
- A deposit of at least $20
- At most 1 withdrawal
- A month without them
Pays the 0.35% base rate on the whole balance.
- Who can open it
Anyone under 18
- Balance
No balance cap.
Rate history
Last change 8 Oct- Kids Savings
- RBA cash rate
- Market average
October 20261 change
- 8Thu
- 4.30 → 4.55Bonus rate 3.95% → 4.20% · 8 days after the RBA rise to 4.60%+0.25
- #93SepSep 2026: ranked 93 of 120
- #93OctOct 2026: ranked 93 of 150
- #97NowNov 2026: ranked 97 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 3 months: from #93 of 150 in Oct 2026 to #93 of 120 in Sep 2026.
- A year meeting the conditions
- $2,275
- A year without meeting the conditions
- $175
- Against the average (4.46%)
- +$46
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
A savings account for under-18s that offers bonus interest for regular savers
Notes from savers
to leave a note.
Other Suncorp accounts: Growth Saver Account 5.35%
Pays 4.55% p.a. total (0.35% base plus 4.20% bonus) as of 9 November 2026. Ranks 97th of 151 savings accounts tracked by BankMate, 0.09 points above the average of 4.46%. The rate last rose on 8 October 2026, 8 days after the RBA raised the cash rate to 4.60%. From Suncorp's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·