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Heartland Bank savings accounts

MySavings account pays . It’s open to , with nothing to do each month on balances up to $2,000,000.
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The account· ranked among 151

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Heartland Bank Access Account debit card
Access AccountNo monthly fee
1.5%on spending overseas
Not publishedat an overseas ATM
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Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

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  • MySavings account
  • RBA cash rate
  • Market average
3.754.004.254.504.75MarMayJulSepToday4.55

March 20261 change

  1. 14Sat
    • MySavings account4.25 → 4.55Total rate 4.25% → 4.55% · 38 days after the RBA rise to 3.85%
      +0.30

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As of 1 November 2026, Heartland Bank has one savings account tracked by BankMate. It pays 4.55% p.a. total, which ranks 94th of 151 accounts and sits 0.18 points above the market average of 4.37%. Its rates last changed on 14 March 2026. From Heartland Bank's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts ·