As of 18 September 2026, MLC has 35 investment options in APRA's data as at 30 June 2026: 13 MySuper options and 22 Choice options. Its NAB Staff MySuper returned 7.64% a year over ten years, 90th of 257 MySuper options.
- Best 10-year return
- 7.64%
- NAB Staff MySuper
- Market rank
- #90
- of 257 MySuper options
- Options
- 35
- 13 MySuper · 22 Choice
- Lowest fee at $50k
- $250
- MLC Low Cost Balanced
What changed
No changes recorded for MLC's super products since tracking began on 12 September 2026.
Investment options
10-year return · ranked among options of the same typeMySuper · 13
- NAB Staff MySuper
NAB Staff MySuper · Growth · MySuper · performance test passed
7.64%#90 of 2575-yr 6.75% · fee $455 at $50k
- 3-year return
- 9.42%
- 5-year return
- 6.75%
- 7-year return
- 7.02%
- 10-year return
- 7.64%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $455
- Total fee at $100k
- $850
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 21,940
- Open to new members
- Yes
- MySuper Under 55
MLC MySuper · Growth · MySuper · performance test passed
7.29%#114 of 2575-yr 6.71% · fee $500 at $50k
- 3-year return
- 9.46%
- 5-year return
- 6.71%
- 7-year return
- 7.13%
- 10-year return
- 7.29%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $500
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 55
MLC MySuper · Growth · MySuper · performance test passed
7.28%#116 of 2575-yr 6.70% · fee $500 at $50k
- 3-year return
- 9.43%
- 5-year return
- 6.70%
- 7-year return
- 7.10%
- 10-year return
- 7.28%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $500
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 56
MLC MySuper · Growth · MySuper · performance test passed
7.23%#117 of 2575-yr 6.64% · fee $500 at $50k
- 3-year return
- 9.37%
- 5-year return
- 6.64%
- 7-year return
- 7.04%
- 10-year return
- 7.23%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $500
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 57
MLC MySuper · Growth · MySuper · performance test passed
7.19%#118 of 2575-yr 6.59% · fee $500 at $50k
- 3-year return
- 9.31%
- 5-year return
- 6.59%
- 7-year return
- 6.98%
- 10-year return
- 7.19%
- Growth allocation
- 76% growth assets
- Total fee at $50k
- $500
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 58
MLC MySuper · Growth · MySuper · performance test passed
7.14%#119 of 2575-yr 6.53% · fee $500 at $50k
- 3-year return
- 9.26%
- 5-year return
- 6.53%
- 7-year return
- 6.92%
- 10-year return
- 7.14%
- Growth allocation
- 76% growth assets
- Total fee at $50k
- $500
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 59
MLC MySuper · Growth · MySuper · performance test passed
7.12%#122 of 2575-yr 6.51% · fee $500 at $50k
- 3-year return
- 9.26%
- 5-year return
- 6.51%
- 7-year return
- 6.89%
- 10-year return
- 7.12%
- Growth allocation
- 75% growth assets
- Total fee at $50k
- $500
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 60
MLC MySuper · Balanced · MySuper · performance test passed
7.06%#124 of 2575-yr 6.42% · fee $500 at $50k
- 3-year return
- 9.14%
- 5-year return
- 6.42%
- 7-year return
- 6.80%
- 10-year return
- 7.06%
- Growth allocation
- 74% growth assets
- Total fee at $50k
- $500
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 61
MLC MySuper · Balanced · MySuper · performance test passed
7.01%#124 of 2575-yr 6.37% · fee $495 at $50k
- 3-year return
- 9.09%
- 5-year return
- 6.37%
- 7-year return
- 6.74%
- 10-year return
- 7.01%
- Growth allocation
- 74% growth assets
- Total fee at $50k
- $495
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 62
MLC MySuper · Balanced · MySuper · performance test passed
6.94%#127 of 2575-yr 6.29% · fee $495 at $50k
- 3-year return
- 8.98%
- 5-year return
- 6.29%
- 7-year return
- 6.65%
- 10-year return
- 6.94%
- Growth allocation
- 73% growth assets
- Total fee at $50k
- $495
- Total fee at $100k
- $930
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 63
MLC MySuper · Balanced · MySuper · performance test passed
6.83%#131 of 2575-yr 6.17% · fee $495 at $50k
- 3-year return
- 8.81%
- 5-year return
- 6.17%
- 7-year return
- 6.50%
- 10-year return
- 6.83%
- Growth allocation
- 71% growth assets
- Total fee at $50k
- $495
- Total fee at $100k
- $920
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper Age 64
MLC MySuper · Balanced · MySuper · performance test passed
6.71%#145 of 2575-yr 6.04% · fee $490 at $50k
- 3-year return
- 8.64%
- 5-year return
- 6.04%
- 7-year return
- 6.34%
- 10-year return
- 6.71%
- Growth allocation
- 69% growth assets
- Total fee at $50k
- $490
- Total fee at $100k
- $920
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
- MySuper 65 and Over
MLC MySuper · Balanced · MySuper · performance test passed
6.64%#148 of 2575-yr 5.95% · fee $490 at $50k
- 3-year return
- 8.54%
- 5-year return
- 5.95%
- 7-year return
- 6.24%
- 10-year return
- 6.64%
- Growth allocation
- 67% growth assets
- Total fee at $50k
- $490
- Total fee at $100k
- $910
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 378,690
- Open to new members
- Yes
Choice · 22
- MLC Aggressive
MLC MasterKey Business Super · Geared · Choice · performance test passed
12.19%#2 of 3885-yr 9.20% · fee $595 at $50k
- 3-year return
- 13.10%
- 5-year return
- 9.20%
- 7-year return
- 10.77%
- 10-year return
- 12.19%
- Growth allocation
- 121% growth assets
- Total fee at $50k
- $595
- Total fee at $100k
- $1,120
- Admin fee at $50k
- $95
- Performance test
- Passed
- Members
- 2,750
- Open to new members
- Yes
- MLC High Growth
MLC MasterKey Super and Pension Fundamentals · High growth · Choice · performance test passed
9.97%#13 of 3885-yr 8.04% · fee $585 at $50k
- 3-year return
- 11.20%
- 5-year return
- 8.04%
- 7-year return
- 9.06%
- 10-year return
- 9.97%
- Growth allocation
- 93% growth assets
- Total fee at $50k
- $585
- Total fee at $100k
- $1,100
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 12,910
- Open to new members
- Yes
- MLC Low Cost Growth
MLC MasterKey Personal Super · Growth · Choice · performance test passed
9.09%#44 of 3885-yr 8.44% · fee $300 at $50k
- 3-year return
- 12.70%
- 5-year return
- 8.44%
- 7-year return
- 8.78%
- 10-year return
- 9.09%
- Growth allocation
- 89% growth assets
- Total fee at $50k
- $300
- Total fee at $100k
- $540
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 780
- Open to new members
- Yes
- MLC Growth
MLC MasterKey Business Super · Growth · Choice · performance test passed
8.63%#63 of 3885-yr 7.22% · fee $600 at $50k
- 3-year return
- 10.41%
- 5-year return
- 7.22%
- 7-year return
- 8.01%
- 10-year return
- 8.63%
- Growth allocation
- 86% growth assets
- Total fee at $50k
- $600
- Total fee at $100k
- $1,130
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 3,260
- Open to new members
- Yes
- MLC Low Cost Balanced
MLC MasterKey Personal Super · Growth · Choice · performance test passed
7.81%#90 of 3885-yr 7.31% · fee $300 at $50k
- 3-year return
- 11.40%
- 5-year return
- 7.31%
- 7-year return
- 7.53%
- 10-year return
- 7.81%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $300
- Total fee at $100k
- $540
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 570
- Open to new members
- Yes
- MLC Balanced
MLC MasterKey Super and Pension Fundamentals · Growth · Choice · performance test passed
7.65%#97 of 3885-yr 6.43% · fee $590 at $50k
- 3-year return
- 9.63%
- 5-year return
- 6.43%
- 7-year return
- 7.11%
- 10-year return
- 7.65%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $590
- Total fee at $100k
- $1,110
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 34,330
- Open to new members
- Yes
- MLC Conservative Balanced
NAB Group Super Fund · Balanced · Choice · performance test passed
6.18%#196 of 3885-yr 5.62% · fee $460 at $50k
- 3-year return
- 8.40%
- 5-year return
- 5.62%
- 7-year return
- 5.84%
- 10-year return
- 6.18%
- Growth allocation
- 63% growth assets
- Total fee at $50k
- $460
- Total fee at $100k
- $850
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 1,450
- Open to new members
- Yes
- MLC Low Cost Conservative Balanced
MLC MasterKey Personal Super · Balanced · Choice · performance test passed
6.11%#196 of 3885-yr 5.84% · fee $300 at $50k
- 3-year return
- 9.19%
- 5-year return
- 5.84%
- 7-year return
- 5.92%
- 10-year return
- 6.11%
- Growth allocation
- 61% growth assets
- Total fee at $50k
- $300
- Total fee at $100k
- $540
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 340
- Open to new members
- Yes
- MLC Stable
NAB Group Super Fund · Moderate · Choice · performance test passed
4.45%#275 of 3885-yr 4.42% · fee $390 at $50k
- 3-year return
- 6.90%
- 5-year return
- 4.42%
- 7-year return
- 4.33%
- 10-year return
- 4.45%
- Growth allocation
- 47% growth assets
- Total fee at $50k
- $390
- Total fee at $100k
- $710
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 830
- Open to new members
- Yes
- MLC Fixed Interest
MLC MasterKey Super and Pension Fundamentals · Conservative · Choice · performance test passed
1.54%#371 of 3885-yr 0.55% · fee $405 at $50k
- 3-year return
- 3.95%
- 5-year return
- 0.55%
- 7-year return
- 0.92%
- 10-year return
- 1.54%
- Growth allocation
- 26% growth assets
- Total fee at $50k
- $405
- Total fee at $100k
- $750
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 5,330
- Open to new members
- Yes
- MLC Aggressive
NAB Group Super Fund · Geared · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 121% growth assets
- Total fee at $50k
- $590
- Total fee at $100k
- $1,110
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 740
- Open to new members
- Yes
- MLC Balanced
NAB Group Super Fund · Growth · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $530
- Total fee at $100k
- $1,000
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 2,580
- Open to new members
- Yes
- MLC Conservative Balanced
MLC MasterKey Super and Pension Fundamentals · Balanced · Choice · performance test passed
—No ten-year return published- 3-year return
- 8.37%
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 63% growth assets
- Total fee at $50k
- $520
- Total fee at $100k
- $970
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 8,680
- Open to new members
- Yes
- MLC Fixed Interest
NAB Group Super Fund · Conservative · Choice · performance test passed
—No ten-year return published- 3-year return
- 4.01%
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 26% growth assets
- Total fee at $50k
- $355
- Total fee at $100k
- $640
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 510
- Open to new members
- Yes
- MLC Growth
NAB Group Super Fund · Growth · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 86% growth assets
- Total fee at $50k
- $540
- Total fee at $100k
- $1,010
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 280
- Open to new members
- Yes
- MLC High Growth
NAB Group Super Fund · High growth · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 93% growth assets
- Total fee at $50k
- $530
- Total fee at $100k
- $990
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 5,270
- Open to new members
- Yes
- MLC Low Cost Balanced
NAB Group Super Fund · Growth · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $250
- Total fee at $100k
- $440
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 120
- Open to new members
- Yes
- MLC Low Cost Conservative Balanced
NAB Group Super Fund · Balanced · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 61% growth assets
- Total fee at $50k
- $250
- Total fee at $100k
- $440
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 60
- Open to new members
- Yes
- MLC Low Cost Growth
NAB Group Super Fund · Growth · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 89% growth assets
- Total fee at $50k
- $250
- Total fee at $100k
- $440
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 310
- Open to new members
- Yes
- MLC Socially Responsible Growth
NAB Group Super Fund · Growth · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 87% growth assets
- Total fee at $50k
- $470
- Total fee at $100k
- $870
- Admin fee at $50k
- $105
- Performance test
- Passed
- Members
- 80
- Open to new members
- Yes
- MLC Socially Responsible Growth
MLC MasterKey Super and Pension Fundamentals · Growth · Choice · performance test passed
—No ten-year return published- 3-year return
- 13.82%
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 87% growth assets
- Total fee at $50k
- $525
- Total fee at $100k
- $990
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 1,520
- Open to new members
- Yes
- MLC Stable
MLC MasterKey Super and Pension Fundamentals · Moderate · Choice · performance test passed
—No ten-year return published- 3-year return
- 6.87%
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 47% growth assets
- Total fee at $50k
- $440
- Total fee at $100k
- $820
- Admin fee at $50k
- $155
- Performance test
- Passed
- Members
- 4,270
- Open to new members
- Yes
MySuper returns are net of all fees for a $50k member; Choice returns are net investment returns before admin fees, as APRA publishes them. Compare all super options · Super report
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