Auswide Bank Ltd term deposits

Auswide Bank Ltd has one term deposit that BankMate tracks, with 50 options: 22 terms from 1 month to 5 years, interest paid at maturity, monthly or annually.

Term deposit · 22 terms

Term Deposit

5.40%p.a. · 11 months

interest at maturity or annually or monthly; from $5,000

15th of 401 12-month deposits

Rates by term and how interest is paid

  • At maturity5.05%
  • Monthly3.70%
  • Annually–
Terms
1 month to 5 years
Minimum deposit
$5,000
Maximum deposit
$11,000,000
To break it early
31 days' notice
Compare all 294 term deposits

1 month
0.75% · #56 of 62 1-month deposits
2 months
1.00% · #55 of 68 2-month deposits
3 months
5.05% · #14 of 164 3-month deposits
4 months
4.90% · #12 of 88 4-month deposits
5 months
4.90% · #6 of 79 5-month deposits
6 months
5.00% · #76 of 180 6-month deposits
7 months
5.00% · #19 of 92 7-month deposits
8 months
5.00% · #5 of 81 8-month deposits
9 months
5.10% · #39 of 149 9-month deposits
10 months
5.10% · #8 of 86 10-month deposits
1 year
5.40% · #15 of 401 12-month deposits
14 months
3.90% · #5 of 19 14-month deposits
17 months
3.90% · #5 of 13 17-month deposits
18 months
3.90% · #53 of 86 18-month deposits
2 years
5.15% · #31 of 255 24-month deposits
3 years
5.15% · #17 of 221 36-month deposits
49 months
3.25% · #1 of 9 49-month deposits
5 years
3.25% · #96 of 124 60-month deposits

Minimum deposit
$5,000
Maximum deposit
$11,000,000

Paid
At maturity or Annually or Monthly
Compounding
daily

Notice
31 days' notice
Before maturity
You will not be able to access your term deposit earlier than maturity unless you provide us with at least 31 days notice. … If we allow you to access your term deposit funds before maturity, you will lose a proportion of the interest. … up to 5% 95% of your deposit rate; up to 25% 80%; up to 50% 60%; up to 75% 40%; up to (but not including) 100% 20% of your deposit rate. … No fee applies if you withdraw any funds from your term deposit before the maturity date.
Read from
Auswide Bank Ltd's own site, 28 October 2026

October 20261 change

  1. 28Wed
    • 2 terms up 0.05 to 0.1028 days after the RBA rise to 4.60%
      3-month, paid at maturity4.955.05+0.10
      11-month, paid at maturity5.355.40+0.05
      +0.05 to +0.10

May 20261 change

  1. 8Fri
    • 2 terms up 0.05 to 0.102 days after the RBA rise to 4.35%
      6-month, paid at maturity4.955.00+0.05
      9-month, paid at maturity5.005.10+0.10
      +0.05 to +0.10

A term deposit that pays interest on maturity

Notes on Auswide Bank Ltd term deposits

to leave a note.

As of 2 November 2026, Auswide Bank Ltd has one term deposit product tracked by BankMate, over 22 terms from 1 month to 5 years. Its highest rate is 5.40% p.a. on the Term Deposit for 11 months, 15th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 28 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.