The BankSA Term Deposit pays up to 4.75% p.a. as of 18 September 2026, over a 12-month term, 291st of 590 12-month deposits tracked by BankMate. It is offered over 12 terms from 3 months to 2 years, with interest paid at maturity or monthly or annually. Its rates last changed on 3 July 2026.
4.75%p.a. · 1 year
interest at maturity or monthly or annually; from $0
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
Changes
2 changes since 9 Apr 2026- Term Deposit · 9 terms cut 0.25 to 0.50mixed
- 12-month 5.00 → 4.75
- 12-month 5.00 → 4.75
- 12-month 4.95 → 4.70
- 12-month 4.95 → 4.70
- 13-month 4.95 → 4.70
- 13-month 4.95 → 4.70
- 24-month 5.00 → 4.50
- 24-month 4.95 → 4.45
- 24-month 4.95 → 4.45
- Term Deposit · 12-month 3.95 → 5.0037 days after the RBA rise to 4.10%+1.05
Rates by term
Ranked within each term- 3 months
- 3.40% · #278 of 369 3-month deposits
- 6 months
- 3.55% · #452 of 547 6-month deposits
- 9 months
- 3.70% · #324 of 500 9-month deposits
- 1 year
- 4.75% · #291 of 590 12-month deposits
- 2 years
- 4.50% · #196 of 394 24-month deposits
Deposit
- Minimum deposit
- $0
- Maximum deposit
- No cap published
Interest
- Paid
- At maturity or Monthly or Annually
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Get a fixed interest rate for your fixed term investment.