BankSA personal loans
3 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 2
Unsecured · fixed · any purpose · $250 application · $15/mo
8.41%19th of 84comparison · from 7.00% advertised
- Advertised rate
- from 7.00% p.a.
- Comparison rate
- 8.41% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $150
- Loan amount
- $2,000 – $50,000
- Loan term
- 1 year to 7 years
Unsecured · variable · any purpose · $250 application · $15/mo
8.41%19th of 84comparison · from 7.00% advertised
- Advertised rate
- from 7.00% p.a.
- Comparison rate
- 8.41% p.a.
- Rate type
- Variable
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $2,000 – $50,000
- Loan term
- 1 year to 7 years
Secured · 1
Secured · fixed · any purpose · $250 application · $15/mo
7.90%43rd of 98comparison · from 6.49% advertised
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 7.90% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $150
- Loan amount
- $10,000 – $130,000
- Loan term
- 1 year to 7 years
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for BankSA's personal loans since tracking began on 12 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on BankSA personal loans
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As of 1 November 2026, BankSA has three personal loans tracked by BankMate, two unsecured and one secured. Its lowest comparison rate is 8.41% on the Unsecured Fixed Personal Loan (unsecured · fixed · any purpose), ranking 19th of 84 unsecured loans and sitting 2.23 points below the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.