As of 18 September 2026, the BankSA Secured Fixed Personal Loan has a comparison rate of 7.90% (from 6.49% advertised), ranking 18th of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $250 application · $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
7.90%comparison rate p.a.
from 6.49% advertised · Secured · fixed · car loan
Fees: $250 application · $15/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Secured Fixed Personal Loan
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 7.90% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $150
- Late payment fee
- $15
Loan terms
- Loan amount
- $10,000 – $130,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
Our secured loan offering to provide you with lower interest rates with your car as a security for the loan