As of 18 September 2026, the BankSA Unsecured Variable Personal Loan has a comparison rate of 8.41% (from 7.00% advertised), ranking 86th of 212 unsecured loans tracked by BankMate and sitting 8.72 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of $250 application · $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
8.41%comparison rate p.a.
from 7.00% advertised · Unsecured · variable · car loan
Fees: $250 application · $15/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Unsecured Variable Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 7.00% p.a.
- Comparison rate
- 8.41% p.a.
- Rate type
- Variable
Fees
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $150
- Late payment fee
- $15
Loan terms
- Loan amount
- $2,000 – $50,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
Our unsecured loan offering to meet your requirement for car, renovation, consolidation of debt or something else.