Beyond Bank term deposits
Beyond Bank has one term deposit that BankMate tracks, with 10 options: seven terms from 3 months to 4 years, interest paid at maturity, monthly or annually.
Term deposit · 7 terms
Term Deposit
5.30%p.a. · 9 months
interest at maturity or monthly or annually; from $2,000
13th of 149 9-month deposits
Rates by term and how interest is paid
- At maturity4.30%
- Monthly–
- Annually–
- Terms
- 3 months to 4 years
- Minimum deposit
- $2,000
- Maximum deposit
- $5,000,000
- To break it early
- 31 days' notice
- 3 months
- 4.30% · #74 of 164 3-month deposits
- 6 months
- 5.00% · #76 of 180 6-month deposits
- 9 months
- 5.30% · #13 of 149 9-month deposits
- 1 year
- 5.20% · #121 of 401 12-month deposits
- 2 years
- 4.60% · #134 of 255 24-month deposits
- 3 years
- 3.65% · #163 of 221 36-month deposits
- 4 years
- 3.65% · #91 of 125 48-month deposits
- Minimum deposit
- $2,000
- Maximum deposit
- $5,000,000
- Paid
- At maturity or Monthly or Annually
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- if you wish to withdraw the whole or part of the balance of a Term Deposit prior to maturity, you must give us 31 days' notice. … No fee or reduction in return will be applied if the withdrawal is as a result of the death of one of the owners of the Term Deposit. … an Early Redemption Administration Fee of $25.00 and the interest payable to you on the amount withdrawn is reduced as follows: 0% to less than 20% 80%; 20% to <40% 60%; 40% to <60% 40%; 60% to <80% 20%; 80% to <100% 10%
- Read from
- Beyond Bank's own site, 28 October 2026
September 20261 change
- 4Fri
- 6-month up 0.10+0.10
6-month, paid at maturity, from $50,000 4.60 4.70 +0.10 6-month, paid at maturity, from $200,000 4.90 5.00 +0.10
July 20261 change
- 24Fri
- 6-month, paid at maturity: 4.65 → 4.90+0.25
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth.
Notes on Beyond Bank term deposits
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As of 1 November 2026, Beyond Bank has one term deposit product tracked by BankMate, over seven terms from 3 months to 4 years. Its highest rate is 5.30% p.a. on the Term Deposit for 9 months, 13th of 149 9-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 4 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.