Central Murray Bank term deposits

Central Murray Bank has one term deposit that BankMate tracks, with 12 options: ten terms from 3 months to 2 years, interest paid at maturity, monthly or annually.

Term deposit · 10 terms

Term Deposit

4.50%p.a. · 1 year

interest at maturity or annually or monthly; from $500

259th of 401 12-month deposits

Rates by term and how interest is paid

  • At maturity3.50%
  • Monthly–
  • Annually–
Terms
3 months to 2 years
Minimum deposit
$500
Maximum deposit
$3,500,000
Compare all 294 term deposits

3 months
3.50% · #104 of 164 3-month deposits
4 months
3.50% · #57 of 88 4-month deposits
6 months
4.25% · #112 of 180 6-month deposits
7 months
1.00% · #85 of 92 7-month deposits
9 months
3.75% · #89 of 149 9-month deposits
10 months
3.75% · #41 of 86 10-month deposits
1 year
4.50% · #259 of 401 12-month deposits
15 months
4.25% · #5 of 25 15-month deposits
2 years
3.75% · #202 of 255 24-month deposits

Minimum deposit
$500
Maximum deposit
$3,500,000

Paid
At maturity or Annually or Monthly
Compounding
daily

Before maturity
CMB may approve a member's request for either a full or partial redemption of funds prior to maturity. The minimum redemption amount is $500. Upon approval of the redemption, an adjustment to the accrued interest will be made. … <10% of the term 10% of the current interest rate; 10%-30% 25%; 31%-50% 40%; 51%-75% 60%; Over 76% 80%; Within 5 days of maturity Current interest rate.
Read from
Central Murray Bank's own site, 28 October 2026

October 20261 change

  1. 10Sat
    • 9 terms up 0.2510 days after the RBA rise to 4.60%
      3-month, paid at maturity3.253.50+0.25
      4-month, paid at maturity3.253.50+0.25
      6-month, paid at maturity4.004.25+0.25
      9-month, paid at maturity3.503.75+0.25
      10-month, paid at maturity3.503.75+0.25
      11-month, paid at maturity3.503.75+0.25
      12-month, paid at maturity4.254.50+0.25
      12-month, paid monthly4.004.25+0.25
      15-month, paid annually4.004.25+0.25
      24-month, paid at maturity3.503.75+0.25
      24-month, paid monthly3.253.50+0.25
      +0.25

August 20262 changes

  1. 8Sat
    • 12-month, paid at maturity: 4.50 → 4.25
      −0.25
  2. 7Fri
    • 2 terms cut 0.25 to 1.00
      6-month, paid at maturity5.004.00−1.00
      12-month, paid monthly4.254.00−0.25
      −1.00 to −0.25

Notes on Central Murray Bank term deposits

to leave a note.

As of 1 November 2026, Central Murray Bank has one term deposit product tracked by BankMate, over ten terms from 3 months to 2 years. Its highest rate is 4.50% p.a. on the Term Deposit for 1 year, 259th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 10 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.