As of 18 September 2026, Central Murray Bank has 11 term deposit products tracked by BankMate, over nine terms from 3 months to 2 years. Its highest rate is 4.25% p.a. on the TERM DEPOSIT 12 MONTHS for 1 year, 356th of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 8 August 2026.
- Best rate
- 4.25%
- 1 year · TERM DEPOSIT 12 MONTHS
- Market rank
- #356
- of 590 12-month deposits
- Terms
- 9
- 11 products
- Last change
- 8 Aug 2026
- 3 changes on record
Rates over time
Best 12-month rate per product- RBA cash rate
- Market average · 12-month deposits
What changed
3 changes since 21 May 2026- TERM DEPOSIT 12 MONTHS · 10 terms cut 0.25−0.25
- TERM DEPOSIT 6 MONTHS · 10 terms cut 1.00−1.00
- 12 MTHS MONTHLY CHQ · 8 terms cut 0.25−0.25
Term deposits
Best rate per product, by term · ranked within each term- 4.25%#356 of 590
1 year
- 1 year
- 4.25% · #356 of 590
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 4.00%#379 of 590
1 year
- 1 year
- 4.00% · #379 of 590
- Minimum deposit
- $5,000
- Maximum deposit
- $3,500,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
- 4.00%#5 of 29
15 months
- 15 months
- 4.00% · #5 of 29
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 4.00%#264 of 547
6 months
- 6 months
- 4.00% · #264 of 547
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 3.50%#458 of 500
10 months
- 9 months
- 3.50% · #458 of 500
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 3.50%#558 of 590
11 months
- 1 year
- 3.50% · #558 of 590
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 3.50%#333 of 394
2 years
- 2 years
- 3.50% · #333 of 394
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 3.50%#458 of 500
9 months
- 9 months
- 3.50% · #458 of 500
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 3.25%#366 of 394
2 years
- 2 years
- 3.25% · #366 of 394
- Minimum deposit
- $5,000
- Maximum deposit
- $3,500,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
- 3.25%#326 of 369
3 months
- 3 months
- 3.25% · #326 of 369
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 3.25%#326 of 369
4 months
- 3 months
- 3.25% · #326 of 369
- Minimum deposit
- $500
- Maximum deposit
- $3,500,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Notes on Central Murray Bank term deposits
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