Gateway Bank term deposits
Gateway Bank has one term deposit that BankMate tracks, with 13 terms from 3 months to 5 years, interest paid at maturity.
Term deposit · 13 terms
Term Deposit
5.55%p.a. · 1 year
interest at maturity; from $1,000
4th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.10%
- Terms
- 3 months to 5 years
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- To break it early
- 31 days' notice
- 3 months
- 5.10% · #6 of 164 3-month deposits
- 4 months
- 0.70% · #86 of 88 4-month deposits
- 5 months
- 0.70% · #77 of 79 5-month deposits
- 6 months
- 5.45% · #1 of 180 6-month deposits
- 7 months
- 1.20% · #84 of 92 7-month deposits
- 9 months
- 5.30% · #13 of 149 9-month deposits
- 1 year
- 5.55% · #4 of 401 12-month deposits
- 18 months
- 0.65% · #86 of 86 18-month deposits
- 2 years
- 1.60% · #246 of 255 24-month deposits
- 3 years
- 1.60% · #215 of 221 36-month deposits
- 4 years
- 0.65% · #119 of 125 48-month deposits
- 5 years
- 0.65% · #118 of 124 60-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- Paid
- At maturity
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- All term deposit products require 31 days' notice before a full or partial withdrawal prior to maturity. … The notice period begins the day of your withdrawal request. Additionally, an interest adjustment will be applied, and an Early Withdrawal Administration Fee will apply for all withdrawals prior to maturity. … 0-24.99% 80%, 25-49.99% 60%, 50-74.99% 40%, 75-99.99% 20% (adjustment fee as a percentage of the Term Deposit Interest Rate).
- Read from
- Gateway Bank's own site, 28 October 2026
October 20262 changes
- 30Fri
- 2 terms up 0.0530 days after the RBA rise to 4.60%+0.05
3-month, paid at maturity 5.05 5.10 +0.05 12-month, paid at maturity 5.50 5.55 +0.05
- 22Thu
- 6-month, paid at maturity: 5.35 → 5.4522 days after the RBA rise to 4.60%+0.10
Notes on Gateway Bank term deposits
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As of 1 November 2026, Gateway Bank has one term deposit product tracked by BankMate, over 13 terms from 3 months to 5 years. Its highest rate is 5.55% p.a. on the Term Deposit for 1 year, 4th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 30 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.