As of 18 September 2026, Geelong Bank has five term deposit products tracked by BankMate, over three terms from 3 months to 1 year. Its highest rate is 5.20% p.a. on the Six Month term deposit for 6 months, 13th of 547 6-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 1 September 2026.
- Best rate
- 5.20%
- 6 months · Six Month term deposit
- Market rank
- #13
- of 547 6-month deposits
- Terms
- 3
- 5 products
- Last change
- 1 Sept 2026
- 18 changes on record
Rates over time
Best 12-month rate per product- RBA cash rate
- Market average · 12-month deposits
What changed
18 changes since 9 Apr 2026- Regular Income Plus for 6 months · 3 terms up 0.50 to 0.70mixed
- Twelve Month Term Deposit · 3 terms up 0.15 to 0.35mixed
- Regular Income Plus for 12 months · 3 terms up 0.15 to 0.35mixed
- Six Month term deposit · 3 terms up 0.50 to 0.70mixed
- Regular Income Plus for 6 months · 6-month 4.95 → 5.10+0.15
- Twelve Month Term Deposit · 12-month 5.30 → 5.15−0.15
Show 12 earlier changes
- Regular Income Plus for 12 months · 12-month 5.20 → 5.05−0.15
- Six Month term deposit · 6-month 5.05 → 5.20+0.15
- Regular Income Plus for 6 months · 6-month 4.90 → 4.952 days after the RBA rise to 4.35%+0.05
- Twelve Month Term Deposit · 12-month 5.20 → 5.302 days after the RBA rise to 4.35%+0.10
- Six Month term deposit · 6-month 5.00 → 5.052 days after the RBA rise to 4.35%+0.05
- Regular Income Plus for 12 months · 12-month 5.10 → 5.202 days after the RBA rise to 4.35%+0.10
- Twelve Month Term Deposit · 12-month 5.10 → 5.2044 days after the RBA rise to 4.10%+0.10
- Regular Income Plus for 12 months · 12-month 5.00 → 5.1044 days after the RBA rise to 4.10%+0.10
- Regular Income Plus for 6 months · 6-month 4.40 → 4.9038 days after the RBA rise to 4.10%+0.50
- Twelve Month Term Deposit · 12-month 4.50 → 5.1038 days after the RBA rise to 4.10%+0.60
- Six Month term deposit · 6-month 4.20 → 5.0038 days after the RBA rise to 4.10%+0.80
- Regular Income Plus for 12 months · 12-month 4.70 → 5.0038 days after the RBA rise to 4.10%+0.30
Term deposits
Best rate per product, by term · ranked within each term- 5.20%#13 of 547
6 months
- 6 months
- 5.20% · #13 of 547
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.15%#115 of 590
1 year
- 1 year
- 5.15% · #115 of 590
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.10%#43 of 547
6 months
- 6 months
- 5.10% · #43 of 547
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
- 5.05%#184 of 590
1 year
- 1 year
- 5.05% · #184 of 590
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
- 3.30%#312 of 369
3 months
- 3 months
- 3.30% · #312 of 369
- Minimum deposit
- $25,000
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Notes on Geelong Bank term deposits
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