Judo Bank term deposits
Judo Bank has one term deposit that BankMate tracks, with 31 options: 16 terms from 1 month to 5 years, interest paid at maturity, monthly or annually.
Term deposit · 16 terms
Personal Term Deposits
5.65%p.a. · 10 months
interest at maturity or annually or monthly; from $1,000
1st of 86 10-month deposits
Rates by term and how interest is paid
- At maturity4.90%
- Monthly4.80%
- Annually–
- Terms
- 1 month to 5 years
- Minimum deposit
- $1,000
- Maximum deposit
- $2,000,000
- To break it early
- 31 days' notice
- 1 month
- 2.10% · #8 of 62 1-month deposits
- 2 months
- 2.30% · #9 of 68 2-month deposits
- 3 months
- 4.90% · #44 of 164 3-month deposits
- 4 months
- 4.90% · #12 of 88 4-month deposits
- 5 months
- 4.90% · #6 of 79 5-month deposits
- 6 months
- 4.95% · #88 of 180 6-month deposits
- 7 months
- 4.95% · #32 of 92 7-month deposits
- 8 months
- 4.95% · #12 of 81 8-month deposits
- 9 months
- 5.05% · #49 of 149 9-month deposits
- 10 months
- 5.65% · #1 of 86 10-month deposits
- 1 year
- 5.45% · #13 of 401 12-month deposits
- 2 years
- 5.60% · #1 of 255 24-month deposits
- 3 years
- 5.60% · #1 of 221 36-month deposits
- 4 years
- 5.65% · #1 of 125 48-month deposits
- 5 years
- 5.65% · #1 of 124 60-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- $2,000,000
- Paid
- At maturity or Annually or Monthly
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- You must give us no less than 31 calendar days' notice before you need the funds ("Notice Period"), unless proven financial hardship applies … We are entitled to make a Prepayment Adjustment to any early withdrawal before the Maturity Date … No Prepayment Adjustment will be charged in relation to a Term Deposit held in the name of a deceased individual Account Holder
- Read from
- Judo Bank's own site, 28 October 2026
October 20262 changes
- 30Fri
- 6 terms moved in both directions−0.10 to +0.60
10-month, paid at maturity 5.05 5.65 +0.60 10-month, paid monthly 4.95 5.55 +0.60 12-month, paid at maturity 5.55 5.45 −0.10 12-month, paid monthly 5.45 5.35 −0.10 24-month, paid monthly 5.45 5.50 +0.05 24-month, paid annually 5.55 5.60 +0.05 36-month, paid monthly 5.45 5.50 +0.05 36-month, paid annually 5.55 5.60 +0.05 48-month, paid monthly 5.50 5.55 +0.05 48-month, paid annually 5.60 5.65 +0.05 60-month, paid monthly 5.50 5.55 +0.05 60-month, paid annually 5.60 5.65 +0.05
- 16Fri
- 5 terms up 0.1016 days after the RBA rise to 4.60%+0.10
12-month, paid at maturity 5.45 5.55 +0.10 12-month, paid monthly 5.35 5.45 +0.10 24-month, paid monthly 5.35 5.45 +0.10 24-month, paid annually 5.45 5.55 +0.10 36-month, paid monthly 5.35 5.45 +0.10 36-month, paid annually 5.45 5.55 +0.10 48-month, paid monthly 5.40 5.50 +0.10 48-month, paid annually 5.50 5.60 +0.10 60-month, paid monthly 5.40 5.50 +0.10 60-month, paid annually 5.50 5.60 +0.10
September 20262 changes
- 17Thu
- 4 terms moved in both directions−0.35 to +0.10
9-month, paid monthly 5.30 4.95 −0.35 12-month, paid monthly 5.25 5.35 +0.10 24-month, paid monthly 5.30 5.35 +0.05 24-month, paid annually 5.40 5.45 +0.05 36-month, paid monthly 5.30 5.35 +0.05 36-month, paid annually 5.40 5.45 +0.05
- 2Wed
- 3 terms moved in both directions−0.50 to +0.05
3-month, paid monthly 4.85 4.80 −0.05 4-month, paid monthly 4.75 4.80 +0.05 7-month, paid monthly 5.35 4.85 −0.50
July 20261 change
- 15Wed
- 2 terms cut 0.20 to 0.35−0.35 to −0.20
8-month, paid at maturity 5.30 4.95 −0.35 8-month, paid monthly 5.20 4.85 −0.35 11-month, paid at maturity 5.45 5.25 −0.20 11-month, paid monthly 5.35 5.15 −0.20
June 20261 change
- 4Thu
- 2 terms cut 0.05 to 0.30−0.30 to −0.05
4-month, paid monthly 4.80 4.75 −0.05 5-month, paid at maturity 5.20 4.90 −0.30 5-month, paid monthly 5.10 4.80 −0.30
May 20261 change
- 9Sat
- 12-month, paid monthly: 5.35 → 5.25−0.10
Earn a competitive, fixed interest rate on your deposit with Judo Bank.
Notes on Judo Bank term deposits
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As of 1 November 2026, Judo Bank has one term deposit product tracked by BankMate, over 16 terms from 1 month to 5 years. Its highest rate is 5.65% p.a. on the Personal Term Deposits for 10 months, 1st of 86 10-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 30 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.