Judo Bank term deposits

Judo Bank also offers savings accounts · Provider overview →

As of 18 September 2026, Judo Bank has one term deposit product tracked by BankMate, over 14 terms from 3 months to 5 years. Its highest rate is 5.50% p.a. on the Personal Term Deposits for 5 years, 1st of 152 60-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 17 September 2026.

Best rate: 5.50%; 5 years · Personal Term Deposits
Market rank: #1; of 152 60-month deposits
Terms: 14; 1 product
Last change: 17 Sept 2026; 5 changes on record

Rates over time

Best 12-month rate per product

Personal Term Deposits
RBA cash rate
Market average · 12-month deposits

What changed

5 changes since 9 Apr 2026

17 Sept 2026
Personal Term Deposits · 6 terms moved in both directions
- 9-month 5.30 → 4.95
- 12-month 5.25 → 5.35
- 24-month 5.40 → 5.45
- 24-month 5.30 → 5.35
- 36-month 5.40 → 5.45
- 36-month 5.30 → 5.35
mixed
2 Sept 2026
Personal Term Deposits · 3 terms moved in both directions
- 3-month 4.85 → 4.80
- 4-month 4.75 → 4.80
- 7-month 5.35 → 4.85
mixed
15 July 2026
Personal Term Deposits · 4 terms cut 0.20 to 0.35
- 8-month 5.30 → 4.95
- 8-month 5.20 → 4.85
- 11-month 5.45 → 5.25
- 11-month 5.35 → 5.15
mixed
4 June 2026
Personal Term Deposits · 4 terms cut 0.05 to 0.30
- 4-month 4.90 → 4.85
- 4-month 4.80 → 4.75
- 5-month 5.20 → 4.90
- 5-month 5.10 → 4.80
mixed
9 May 2026
Personal Term Deposits · 2 terms cut 0.10
- 12-month 5.45 → 5.35
- 12-month 5.35 → 5.25
−0.10

Term deposits

Best rate per product, by term · ranked within each term

Personal Term Deposits
interest annually or monthly or quarterly · from $0 · 14 terms
3 mo 4.95%6 mo 5.45%9 mo 5.05%1 yr 5.35%2 yr 5.45%3 yr 5.45%5 yr 5.50%4 yr 5.50%
5.50%#1 of 152

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

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