The Judo Bank Personal Term Deposits pays up to 5.50% p.a. as of 18 September 2026, over a 60-month term, 1st of 152 60-month deposits tracked by BankMate. It is offered over 14 terms from 3 months to 5 years, with interest paid annually or monthly or quarterly. Its rates last changed on 17 September 2026.
5.50%p.a. · 5 years
interest annually or monthly or quarterly; from $0
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
- 3 years
- 5 years
- 4 years
Changes
5 changes since 9 Apr 2026- Personal Term Deposits · 6 terms moved in both directionsmixed
- 9-month 5.30 → 4.95
- 12-month 5.25 → 5.35
- 24-month 5.40 → 5.45
- 24-month 5.30 → 5.35
- 36-month 5.40 → 5.45
- 36-month 5.30 → 5.35
- Personal Term Deposits · 3 terms moved in both directionsmixed
- 3-month 4.85 → 4.80
- 4-month 4.75 → 4.80
- 7-month 5.35 → 4.85
- Personal Term Deposits · 4 terms cut 0.20 to 0.35mixed
- 8-month 5.30 → 4.95
- 8-month 5.20 → 4.85
- 11-month 5.45 → 5.25
- 11-month 5.35 → 5.15
- Personal Term Deposits · 4 terms cut 0.05 to 0.30mixed
- 4-month 4.90 → 4.85
- 4-month 4.80 → 4.75
- 5-month 5.20 → 4.90
- 5-month 5.10 → 4.80
- Personal Term Deposits · 2 terms cut 0.10−0.10
- 12-month 5.45 → 5.35
- 12-month 5.35 → 5.25
Rates by term
Ranked within each term- 3 months
- 4.95% · #31 of 369 3-month deposits
- 6 months
- 5.45% · #1 of 547 6-month deposits
- 9 months
- 5.05% · #72 of 500 9-month deposits
- 1 year
- 5.35% · #18 of 590 12-month deposits
- 2 years
- 5.45% · #2 of 394 24-month deposits
- 3 years
- 5.45% · #1 of 345 36-month deposits
- 5 years
- 5.50% · #1 of 152 60-month deposits
- 4 years
- 5.50% · #1 of 157 48-month deposits
Deposit
- Minimum deposit
- $0
- Maximum deposit
- No cap published
Interest
- Paid
- Annually or Monthly or Quarterly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Earn a competitive, fixed interest rate on your deposit with Judo Bank.