Macquarie term deposits
Macquarie has one term deposit that BankMate tracks, with four terms from 3 months to 1 year, interest paid at maturity.
Term deposit · 4 terms
Macquarie Digital Term Deposit
5.40%p.a. · 1 year
interest at maturity; from $25,000
15th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.10%
- Terms
- 3 months to 1 year
- Minimum deposit
- $25,000
- Maximum deposit
- No cap published
- To break it early
- 31 days' notice
- 3 months
- 5.10% · #6 of 164 3-month deposits
- 6 months
- 5.25% · #21 of 180 6-month deposits
- 9 months
- 5.30% · #13 of 149 9-month deposits
- 1 year
- 5.40% · #15 of 401 12-month deposits
- Minimum deposit
- $25,000
- Maximum deposit
- No cap published
- Paid
- At maturity
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- you must provide us with at least 31 days' notice, and an interest adjustment may apply. … This means that no additional interest will be earned during the 31-day notice period. … We may waive the notice period and/or interest adjustment if you are experiencing hardship.
- Read from
- Macquarie's own site, 28 October 2026
October 20261 change
- 28Wed
- 4 terms up 0.0528 days after the RBA rise to 4.60%+0.05
3-month, paid at maturity, from $25,000 5.05 5.10 +0.05 3-month, paid at maturity, from $1,000,000 4.80 4.85 +0.05 6-month, paid at maturity, from $25,000 5.20 5.25 +0.05 6-month, paid at maturity, from $1,000,000 5.05 5.10 +0.05 9-month, paid at maturity, from $25,000 5.25 5.30 +0.05 9-month, paid at maturity, from $1,000,000 5.15 5.20 +0.05 12-month, paid at maturity, from $25,000 5.35 5.40 +0.05 12-month, paid at maturity, from $1,000,000 5.25 5.30 +0.05
Lock in a fixed interest rate for a set term.
Notes on Macquarie term deposits
to leave a note.
As of 1 November 2026, Macquarie has one term deposit product tracked by BankMate, over four terms from 3 months to 1 year. Its highest rate is 5.40% p.a. on the Macquarie Digital Term Deposit for 1 year, 15th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 28 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.