ME Bank term deposits
ME Bank has one term deposit that BankMate tracks, with six terms from 3 months to 1 year, interest paid at maturity.
Term deposit · 6 terms
ME Go Term Deposit
5.50%p.a. · 1 year
interest at maturity; from $5,000
7th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.00%
- Terms
- 3 months to 1 year
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- To break it early
- 31 days' notice
- 3 months
- 5.00% · #21 of 164 3-month deposits
- 4 months
- 5.05% · #9 of 88 4-month deposits
- 6 months
- 5.30% · #10 of 180 6-month deposits
- 7 months
- 5.25% · #8 of 92 7-month deposits
- 9 months
- 5.35% · #5 of 149 9-month deposits
- 1 year
- 5.50% · #7 of 401 12-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- Paid
- At maturity
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- Heads up, if you need to access your funds once your term starts, we'll need 31 days' notice. … The interest earned is reduced if you end your term deposit early – an early withdrawal interest adjustment will be made. … partial withdrawals are not permitted.
- Read from
- ME Bank's own site, 28 October 2026
October 20261 change
- 29Thu
- 4 terms up 0.05 to 0.1329 days after the RBA rise to 4.60%+0.05 to +0.13
6-month, paid at maturity 5.25 5.30 +0.05 7-month, paid at maturity 5.20 5.25 +0.05 9-month, paid at maturity 5.30 5.35 +0.05 12-month, paid at maturity 5.37 5.50 +0.13
September 20262 changes
- 23Wed
- 3 terms up 0.05 to 0.20+0.05 to +0.20
4-month, paid at maturity 4.85 5.05 +0.20 6-month, paid at maturity 5.20 5.25 +0.05 7-month, paid at maturity 5.15 5.20 +0.05
- 1Tue
- 4 terms up 0.02 to 0.20+0.02 to +0.20
3-month, paid at maturity 4.80 5.00 +0.20 6-month, paid at maturity 5.15 5.20 +0.05 9-month, paid at maturity 5.20 5.30 +0.10 12-month, paid at maturity 5.35 5.37 +0.02
Notes on ME Bank term deposits
to leave a note.
As of 1 November 2026, ME Bank has one term deposit product tracked by BankMate, over six terms from 3 months to 1 year. Its highest rate is 5.50% p.a. on the ME Go Term Deposit for 1 year, 7th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 29 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.