The MOVE Bank Term Deposit pays up to 5.35% p.a. as of 18 September 2026, over a 12-month term, 18th of 590 12-month deposits tracked by BankMate. It is offered over 11 terms from 3 months to 2 years, with interest paid annually or at maturity or monthly. Its rates last changed on 9 September 2026.
5.35%p.a. · 1 year
interest annually or at maturity or monthly; from $0
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
Changes
7 changes since 9 Apr 2026- Term Deposit · 11 terms cut 0.05 to 0.10mixed
- 3-month 5.05 → 5.00
- 4-month 5.15 → 5.10
- 5-month 5.25 → 5.20
- 6-month 5.35 → 5.25
- 7-month 5.40 → 5.35
- 8-month 5.35 → 5.30
- 9-month 5.35 → 5.30
- 10-month 5.35 → 5.30
- 11-month 5.40 → 5.30
- 24-month 5.35 → 5.25
- 24-month 5.25 → 5.15
- Term Deposit · 7 terms moved in both directionsmixed
- 3-month 5.00 → 5.05
- 4-month 5.05 → 5.15
- 9-month 5.45 → 5.35
- 10-month 5.20 → 5.35
- 11-month 5.50 → 5.40
- 12-month 5.45 → 5.35
- 12-month 5.30 → 5.25
- Term Deposit · 3 terms cut 0.05 to 0.10mixed
- 12-month 5.35 → 5.30
- 24-month 5.45 → 5.35
- 24-month 5.35 → 5.25
- Term Deposit · 24-month 5.20 → 5.3520 days after the RBA rise to 4.35%+0.15
- Term Deposit · 24-month 5.35 → 5.20−0.15
- Term Deposit · 24-month 5.20 → 5.3517 days after the RBA rise to 4.35%+0.15
Show 1 earlier change
- Term Deposit · 7 terms up 0.05 to 0.2516 days after the RBA rise to 4.35%mixed
- 3-month 4.95 → 5.00
- 4-month 4.95 → 5.05
- 5-month 5.10 → 5.25
- 6-month 5.20 → 5.35
- 8-month 5.20 → 5.35
- 9-month 5.20 → 5.45
- 24-month 5.30 → 5.45
Rates by term
Ranked within each term- 3 months
- 5.10% · #2 of 369 3-month deposits
- 6 months
- 5.35% · #3 of 547 6-month deposits
- 9 months
- 5.30% · #4 of 500 9-month deposits
- 1 year
- 5.35% · #18 of 590 12-month deposits
- 2 years
- 5.25% · #6 of 394 24-month deposits
Deposit
- Minimum deposit
- $0
- Maximum deposit
- No cap published
Interest
- Paid
- Annually or At maturity or Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed