Term deposit · 5 terms
Term Deposit
5.20%p.a. · 1 year
interest half-yearly or at maturity; from $1,000
121st of 401 12-month deposits
Rates by term and how interest is paid
- At maturity1.00%
- Half-yearly–
- Terms
- 3 months to 2 years
- Minimum deposit
- $1,000
- Maximum deposit
- $2,000,000
- To break it early
- 7 days' notice
- 3 months
- 1.00% · #161 of 164 3-month deposits
- 6 months
- 1.25% · #173 of 180 6-month deposits
- 9 months
- 2.05% · #145 of 149 9-month deposits
- 1 year
- 5.20% · #121 of 401 12-month deposits
- 2 years
- 4.50% · #143 of 255 24-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- $2,000,000
- Paid
- Half-yearly or At maturity
- Compounding
- daily
- Notice
- 7 days' notice
- Before maturity
- Minimum 7 days notice is required for an early break in the relevant term, upon which a fee of $30 plus a rate reduction based on: 0 to 30% of term elapsed—30% of the initial rate; 31 to 60% of term elapsed—60% of the initial rate; 61 to 90% of term elapsed—90% of the initial rate … A minimum of 10% penalty interest will also apply to the portion of the deposit that is deemed prior to maturity.
- Read from
- ORANGE CREDIT UNION LTD's own site, 28 October 2026
May 20263 changes
- 11Mon
- 12-month, paid half-yearly: 5.00 → 5.205 days after the RBA rise to 4.35%+0.20
- 10Sun
- 12-month, paid half-yearly: 5.20 → 5.00−0.20
- 9Sat
- 12-month, paid half-yearly: 5.00 → 5.203 days after the RBA rise to 4.35%+0.20
Also from ORANGE CREDIT UNION LTD: Term Deposit Wealth Builder 5.35% p.a. · 1 yr
The ORANGE CREDIT UNION LTD Term Deposit pays up to 5.20% p.a. as of 2 November 2026, over a 12-month term, 121st of 401 12-month deposits tracked by BankMate. It is offered over five terms from 3 months to 2 years, with interest paid half-yearly or at maturity, from a $1,000 deposit. Its rates last changed on 11 May 2026. From the provider's Consumer Data Right feed, refreshed nightly.