Term deposit · 2 terms
Term Deposit Wealth Builder
5.35%p.a. · 1 year
interest at maturity; from $50,000
39th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.35%
- Terms
- 1 year to 2 years
- Minimum deposit
- $50,000
- Maximum deposit
- $1,000,000
- To break it early
- 7 days' notice
- 1 year
- 5.35% · #39 of 401 12-month deposits
- 2 years
- 4.55% · #139 of 255 24-month deposits
- Minimum deposit
- $50,000
- Maximum deposit
- $1,000,000
- Paid
- At maturity
- Compounding
- daily
- Notice
- 7 days' notice
- Before maturity
- Minimum 7 days notice is required for an early break in the relevant term, upon which a fee of $30 plus a rate reduction based on: 0 to 30% of term elapsed—30% of the initial rate; 31 to 60% of term elapsed—60% of the initial rate; 61 to 90% of term elapsed—90% of the initial rate … A minimum of 10% penalty interest will also apply to the portion of the deposit that is deemed prior to maturity.
- Read from
- ORANGE CREDIT UNION LTD's own site, 28 October 2026
- RBA cash rate
- Market average · 12-month deposits
- 1 year
- 2 years
May 20262 changes
- 16Sat
- 12-month, paid at maturity: 5.25 → 5.3510 days after the RBA rise to 4.35%+0.10
- 9Sat
- 12-month, paid at maturity: 5.05 → 5.253 days after the RBA rise to 4.35%+0.20
Also from ORANGE CREDIT UNION LTD: Term Deposit 5.20% p.a. · 1 yr
The ORANGE CREDIT UNION LTD Term Deposit Wealth Builder pays up to 5.35% p.a. as of 2 November 2026, over a 12-month term, 39th of 401 12-month deposits tracked by BankMate. It is offered over two terms from 1 year to 2 years, with interest paid at maturity, from a $50,000 deposit. Its rates last changed on 16 May 2026. From the provider's Consumer Data Right feed, refreshed nightly.