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The Capricornian · Term deposit · 4 terms

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Term Deposit

The The Capricornian Term Deposit pays up to 5.10% p.a. as of 18 September 2026, over a 24-month term, 32nd of 394 24-month deposits tracked by BankMate. It is offered over four terms from 3 months to 2 years, with interest paid at maturity or annually or monthly or quarterly, from a $5,000 deposit. Its rates last changed on 12 May 2026.

5.10%p.a. · 2 years

interest at maturity or annually or monthly or quarterly; from $5,000

Early withdrawal is not allowed.

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Rates over time

Best rate per term
  • RBA cash rate
  • Market average · 12-month deposits
4.004.505.00MayJunJulAugToday5.101 year5.102 years4.856 months4.103 months
  • 3 months
  • 6 months
  • 1 year
  • 2 years

Changes

1 change since 9 Apr 2026
  1. Term Deposit · 4 terms up 0.10 to 0.256 days after the RBA rise to 4.35%
    • 12-month 5.005.10
    • 12-month 4.804.90
    • 24-month 4.855.10
    • 24-month 4.654.90
    mixed

Rates by term

Ranked within each term
3 months
4.10% · #209 of 369 3-month deposits
6 months
4.85% · #157 of 547 6-month deposits
1 year
5.10% · #161 of 590 12-month deposits
2 years
5.10% · #32 of 394 24-month deposits

Deposit

Minimum deposit
$5,000
Maximum deposit
$250,000

Interest

Paid
At maturity or Annually or Monthly or Quarterly
Compounding
monthly

Early withdrawal

Before maturity
Not allowed

About this product

Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms.

Compare all term deposits