The Capricornian term deposits
The Capricornian has one term deposit that BankMate tracks, with four terms from 3 months to 2 years, interest paid at maturity.
Term deposit · 4 terms
Term Deposit
5.20%p.a. · 1 year
interest at maturity; from $5,000
121st of 401 12-month deposits
Rates by term and how interest is paid
- At maturity4.30%
- Terms
- 3 months to 2 years
- Minimum deposit
- $5,000
- Maximum deposit
- $250,000
- 3 months
- 4.30% · #74 of 164 3-month deposits
- 6 months
- 4.95% · #88 of 180 6-month deposits
- 1 year
- 5.20% · #121 of 401 12-month deposits
- 2 years
- 5.10% · #47 of 255 24-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- $250,000
- Paid
- At maturity
- Compounding
- daily
- Before maturity
- Funds only available on maturity … The penalty applied to an early redemption of a Fixed Term Deposit is 30 Days interest on the redeeming portion of the deposit
- Read from
- The Capricornian's own site, 28 October 2026
October 20261 change
- 6Tue
- 3 terms up 0.10 to 0.206 days after the RBA rise to 4.60%+0.10 to +0.20
3-month, paid at maturity 4.10 4.30 +0.20 6-month, paid at maturity 4.85 4.95 +0.10 12-month, paid at maturity 5.10 5.20 +0.10
May 20261 change
- 12Tue
- 2 terms up 0.10 to 0.256 days after the RBA rise to 4.35%+0.10 to +0.25
12-month, paid at maturity 5.00 5.10 +0.10 24-month, paid at maturity 4.85 5.10 +0.25
Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms.
Notes on The Capricornian term deposits
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As of 1 November 2026, The Capricornian has one term deposit product tracked by BankMate, over four terms from 3 months to 2 years. Its highest rate is 5.20% p.a. on the Term Deposit for 1 year, 121st of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 6 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.