The The Mac TERM SAVINGS I4 pays up to 5.00% p.a. as of 18 September 2026, over a 13-month term, 203rd of 590 12-month deposits tracked by BankMate. It is offered over seven terms from 3 months to 2 years, with interest paid annually or at maturity, from a $5,000 deposit. Its rates last changed on 1 September 2026.
5.00%p.a. · 13 months
interest annually or at maturity; from $5,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
Changes
2 changes since 12 May 2026- TERM SAVINGS I4 · 2 terms up 0.20 to 0.30mixed
- 6-month 4.50 → 4.80
- 9-month 4.60 → 4.80
- TERM SAVINGS I4 · 12-month 4.90 → 5.00+0.10
Rates by term
Ranked within each term- 3 months
- 3.50% · #273 of 369 3-month deposits
- 6 months
- 4.80% · #162 of 547 6-month deposits
- 9 months
- 4.80% · #133 of 500 9-month deposits
- 1 year
- 5.00% · #203 of 590 12-month deposits
- 2 years
- 3.70% · #310 of 394 24-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
Interest
- Paid
- Annually or At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed