Wise everyday accounts
1 everyday account. Bank fees a year overseas · among accounts open to adults.
- Wise AccountNot a bank
No monthly fee · 0.34% overseas · ATM overseas: no Wise fee to $400 a month
$179th of 46a year in bank fees overseas
- Bank fees a year overseas
- $17
- Fee on a purchase in another currency
- 0.34%
- Overseas ATM, the bank’s own fee
- No Wise fee to $400 a month
- Exchange rate
- The mid-market rate, with the fee shown separately
- Monthly fee
- No monthly fee, Wise plan
- Card
- Not stated
- Phone and watch payments
- Not stated
- PayID
- Not stated
- Open to
- 18 and over
- Government guarantee
- None: not a bank
This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
No history has been recorded for Wise's everyday accounts yet.
Notes on Wise everyday accounts
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As of 23 October 2026, Wise offers one everyday account tracked by BankMate. On a year of $5,000 spent in other currencies, four $300 withdrawals at overseas ATMs and $2,000 paid in each month, it costs $17 a year in bank fees, 9th of 46 among everyday accounts open to adults. Wise isn't a bank: the government's $250,000 guarantee doesn't cover money held with it. Fees were last confirmed against its own pricing page on 18 Oct 2026. Read from the provider's published pages and checked by hand.