A $45 annual fee and a 11.95% p.a. purchase rate as of 18 September 2026. The fee ranks 13th lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Classic Credit Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $45
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $5
Earning
- Rewards program
- None
Interest
- Purchase rate
- 11.95% p.a.
- Cash advance rate
- 14.80% p.a.
- Interest-free days
- Up to 52
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $500
- Maximum credit limit
- $100,000
About this product
Our Classic Credit Card offers a competitive rate, up to 52 days interest free, and is protected by Visa's Zero Liability policy.