No rewards · Credit card
Classic Credit Card
$45annual fee
11.95% p.a. purchases · up to 52 interest-free days
15th of 113 cards
- Annual fee
- $45
- Rewards program
- None
- Purchase rate
- 11.95% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $500
- Additional cardholder
- Free
- Annual fee
- $45
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $5
- Rewards program
- None
- Purchase rate
- 11.95% p.a.
- Cash advance rate
- 14.80% p.a.
- Interest-free days
- Up to 52
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
- Minimum credit limit
- $500
- Maximum credit limit
- $100,000
- Classic Credit Card
No changes recorded for this product since tracking began on 10 September 2026.
Our Classic Credit Card offers a competitive rate, up to 52 days interest free, and is protected by Visa's Zero Liability policy.
Also from BCU: Rewards Credit Card $89 fee
A $45 annual fee and a 11.95% p.a. purchase rate as of 1 November 2026. The fee ranks 15th lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.