A $89 annual fee and a 13.05% p.a. purchase rate as of 18 September 2026. The fee ranks 32nd lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Rewards Credit Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $89
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $5
Earning
- Rewards program
- Cashback
- Base earn rate
- 0.49% back
Interest
- Purchase rate
- 13.05% p.a.
- Cash advance rate
- 14.80% p.a.
- Interest-free days
- Up to 52
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $500
- Maximum credit limit
- $100,000
About this product
Get cashback on eligible purchases with a BCU Rewards Credit Card, as well as features such as fraud monitoring and Verified by Visa protection.