Flybuys · Credit card
Coles Low Rate Mastercard
$58annual fee
13.49% p.a. purchases · up to 55 interest-free days
22nd of 113 cards
- Annual fee
- $58
- Rewards program
- Flybuys
- Purchase rate
- 13.49% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $1,000
- Additional cardholder
- Free
- Annual fee
- $58
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $30
- Rewards program
- Flybuys
- Grocery spend
- 0.5 pts per $
- Purchase rate
- 13.49% p.a.
- Cash advance rate
- 20.74% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 15 months, then 20.74%
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
- Minimum credit limit
- $1,000
- Maximum credit limit
- $100,000
- Coles Low Rate Mastercard
No changes recorded for this product since tracking began on 10 September 2026.
The Product is rewards credit card that provides individuals with a line of credit facility abd the ability to earn Fluybuys Points on their shop purchases at Coles Supermarket.
Also from Coles: Coles Rewards Mastercard $101 net · Coles No Annual Fee Mastercard no annual fee
A $58 annual fee and a 13.49% p.a. purchase rate as of 2 November 2026. The fee ranks 22nd lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.