40,000 pts Flybuys, worth about $200 as of 18 September 2026. After the $99 first-year fee it nets $101, 45th of 51 bonus cards tracked by BankMate. The offer ends 30 September 2026.
40,000points
≈ $200 in value · $101 after the $99 first-year fee
Apply by 30 September 2026, get approved, and spend $3,000 or more on eligible Retail Purchases within the first 90 days of account approval (40,000 bonus Flybuys points). Include your Flybuys number on your application. Ends 30 September 2026 (12 days).
Bonus over time
Sign-up bonus points- Coles Rewards Mastercard
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $99
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $30
Earning
- Rewards program
- Flybuys
- Base earn rate
- 2 Flybuys pts per $
- Grocery spend
- 3 pts per $
Interest
- Purchase rate
- 20.74% p.a.
- Cash advance rate
- 20.74% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum credit limit
- $1,000
- Maximum credit limit
- $60,000
About this product
The Product is rewards credit card that provides individuals with a line of credit facility, the ability to earn Flybuys Points and access to complimentary insurances.