Flybuys · Credit card
Coles Rewards Mastercard
40,000points
≈ $200 in value · $101 after the $99 first-year fee
39th of 66 bonus cards
Apply by 3 November 2026, get approved, and spend $3,000 or more on eligible Retail Purchases within the first 90 days of approval (40,000 bonus Flybuys points). Include your Flybuys number on your application. Ends 3 November 2026 (2 days).
- Annual fee
- $99
- Rewards program
- Flybuys
- Purchase rate
- 21.99% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $1,000
- Additional cardholder
- Free
- Annual fee
- $99
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $30
- Rewards program
- Flybuys
- Base earn rate
- 1 Flybuys pts per $
- Grocery spend
- 2 pts per $
- Government spend
- 0 pts per $
- Purchase rate
- 21.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months, then 21.99%
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
- Minimum credit limit
- $1,000
- Maximum credit limit
- $100,000
- Coles Rewards Mastercard
October 20261 change
- 1Thu
- Base earn rate 2 → 1 per $—
The Product is rewards credit card that provides individuals with a line of credit facility, the ability to earn Fluybuys Points and access to complimentary Mobile Phone insurance.
Also from Coles: Coles Low Rate Mastercard $58 fee · Coles No Annual Fee Mastercard no annual fee
40,000 pts Flybuys, worth about $200 as of 1 November 2026. After the $99 first-year fee it nets $101, 39th of 66 bonus cards tracked by BankMate. The offer ends 3 November 2026. From the provider's Consumer Data Right feed, refreshed nightly.