Flybuys · Credit card
Coles No Annual Fee Mastercard
$0annual fee
21.99% p.a. purchases · up to 44 interest-free days
1st of 113 cards
- Annual fee
- None
- Rewards program
- Flybuys
- Purchase rate
- 21.99% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $1,000
- Additional cardholder
- Free
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $30
- Rewards program
- Flybuys
- Purchase rate
- 21.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months, then 21.99%
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
- Minimum credit limit
- $1,000
- Maximum credit limit
- $100,000
- Coles No Annual Fee Mastercard
No changes recorded for this product since tracking began on 10 September 2026.
The Product is a no annual fee credit card that provides individuals with a line of credit facility and the ability to earn fluybuys point without paying an annual fee.
Also from Coles: Coles Rewards Mastercard $101 net · Coles Low Rate Mastercard $58 fee
No annual fee and a 21.99% p.a. purchase rate as of 1 November 2026. The fee ranks 1st lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.