Macquarie Rewards · Credit card
Macquarie Black Card
$249annual fee
0.5 Macquarie Rewards pts per $ · 20.70% p.a. purchases · up to 55 interest-free days
77th of 113 cards
- Annual fee
- $249
- Rewards program
- Macquarie Rewards
- Purchase rate
- 20.70% p.a.
- Complimentary travel insurance
- No
- Minimum income
- $70,000 a year
- Additional cardholder
- Free
- Annual fee
- $249
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Late payment fee
- $20
- Rewards program
- Macquarie Rewards
- Base earn rate
- 0.5 Macquarie Rewards pts per $
- Purchase rate
- 20.70% p.a.
- Cash advance rate
- 20.70% p.a.
- Interest-free days
- Up to 55
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- Yes
- Network
- Visa
- Minimum income
- $70,000 a year
- Minimum credit limit
- $15,000
- Macquarie Black Card
No changes recorded for this product since tracking began on 10 September 2026.
The Macquarie Black Rewards Credit Card is designed for customers who are willing to consider incurring (and are in a financial position to pay) a higher annual fee and/or interest rates in order to obtain the additional benefits of a rewards credit card.
Also from Macquarie: Macquarie Ratesaver Card $69 fee · Macquarie Platinum Card $149 fee
A $249 annual fee and a 20.70% p.a. purchase rate as of 2 November 2026. The fee ranks 77th lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.