A $249 annual fee and a 20.70% p.a. purchase rate as of 18 September 2026. The fee ranks 70th lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
$249annual fee
0.5 Macquarie Rewards pts per $ · 20.70% p.a. purchases · up to 55 interest-free days
Annual fee over time
Annual fee- Macquarie Black Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $249
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Late payment fee
- $20
Earning
- Rewards program
- Macquarie Rewards
- Base earn rate
- 0.5 Macquarie Rewards pts per $
Interest
- Purchase rate
- 20.70% p.a.
- Cash advance rate
- 20.70% p.a.
- Interest-free days
- Up to 55
Perks
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- Yes
- Network
- Visa
Eligibility
- Minimum income
- $70,000 a year
- Minimum credit limit
- $15,000
About this product
The Macquarie Black Rewards Credit Card is designed for customers who are willing to consider incurring (and are in a financial position to pay) a higher annual fee and/or interest rates in order to obtain the additional benefits of a rewards credit card.