No rewards · Credit card
Macquarie Ratesaver Card
$69annual fee
15.95% p.a. purchases · up to 55 interest-free days
29th of 113 cards
- Annual fee
- $69
- Rewards program
- None
- Purchase rate
- 15.95% p.a.
- Complimentary travel insurance
- No
- Minimum income
- $50,000 a year
- Additional cardholder
- Free
- Annual fee
- $69
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Late payment fee
- $20
- Rewards program
- None
- Purchase rate
- 15.95% p.a.
- Cash advance rate
- 15.95% p.a.
- Interest-free days
- Up to 55
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
- Minimum income
- $50,000 a year
- Minimum credit limit
- $2,000
- Macquarie Ratesaver Card
No changes recorded for this product since tracking began on 10 September 2026.
The Macquarie RateSaver Credit Card is designed for customers who want a credit card with a lower annual fee and/or interest rates than those that apply to rewards credit cards.
Also from Macquarie: Macquarie Black Card $249 fee · Macquarie Platinum Card $149 fee
A $69 annual fee and a 15.95% p.a. purchase rate as of 2 November 2026. The fee ranks 29th lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.