BankMate

Bupa health insurance

46 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 12

  • Gold Comprehensive Hospital

    Gold · 38 of 38 categories plus accidents · $750 a stay

    $3,7745th of 14

    a year after the rebate

    Hospital tier
    Gold
    Covers
    38 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $4,973 a year ($414.45 a month)
    After the rebate
    $3,774 a year ($314.49 a month)
    Go to site
  • Silver Plus Classic Hospital

    Silver Plus · 28 of 38 categories plus accidents · $750 a stay

    $1,4555th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    28 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,918 a year ($159.80 a month)
    After the rebate
    $1,455 a year ($121.26 a month)
    Go to site
  • Silver Plus Essential Hospital

    Silver Plus · 29 of 38 categories plus accidents · $750 a stay

    $1,4656th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,930 a year ($160.85 a month)
    After the rebate
    $1,465 a year ($122.06 a month)
    Go to site
  • Silver Plus Advanced Hospital

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $2,30353rd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,035 a year ($252.95 a month)
    After the rebate
    $2,303 a year ($191.94 a month)
    Go to site
  • Silver Plus Assured Hospital

    Silver Plus · 34 of 38 categories plus accidents · $750 a stay

    $2,46468th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,247 a year ($270.55 a month)
    After the rebate
    $2,464 a year ($205.30 a month)
    Go to site
  • Bronze Plus Simple Hospital

    Bronze Plus · 23 of 38 categories plus accidents · $750 a stay

    $1,20010th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    23 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,582 a year ($131.80 a month)
    After the rebate
    $1,200 a year ($100.01 a month)
    Go to site
  • Bronze Plus Select Hospital

    Bronze Plus · 24 of 38 categories plus accidents · $750 a stay

    $1,20214th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    24 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,583 a year ($131.95 a month)
    After the rebate
    $1,202 a year ($100.13 a month)
    Go to site
  • Bronze Plus Advantage Hospital

    Bronze Plus · 26 of 38 categories plus accidents · $750 a stay

    $1,30629th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    26 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,721 a year ($143.45 a month)
    After the rebate
    $1,306 a year ($108.85 a month)
    Go to site
  • Bronze Hospital

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $1,1383rd of 48

    a year after the rebate

    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,500 a year ($125.00 a month)
    After the rebate
    $1,138 a year ($94.85 a month)
    Go to site
  • Basic Plus Starter Hospital

    Basic Plus · 7 of 38 categories plus accidents · $750 a stay

    $1,08323rd of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    7 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,427 a year ($118.95 a month)
    After the rebate
    $1,083 a year ($90.26 a month)
    Go to site
  • Basic Accident Only Hospital

    Basic · Accidents only · $750 a stay

    $9988th of 39

    a year after the rebate

    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a stay
    Before the rebate
    $1,316 a year ($109.65 a month)
    After the rebate
    $998 a year ($83.20 a month)
    Go to site
  • Reciprocal Health Cover - Basic

    Basic · 3 of 38 categories, as a public patient · $500 a stay

    $1,041a year after the rebate
    Hospital tier
    Basic
    Covers
    3 of 38 categories, as a public patient
    Excess
    $500 a stay
    Before the rebate
    $1,372 a year ($114.35 a month)
    After the rebate
    $1,041 a year ($86.77 a month)
    Go to site

Extras cover · 29

  • Emergency Only Ambulance
    $42a year after the rebate
    Before the rebate
    $56 a year ($4.65 a month)
    After the rebate
    $42 a year ($3.53 a month)
    Go to site
  • Premium Ambulance
    $56a year after the rebate
    Before the rebate
    $74 a year ($6.15 a month)
    After the rebate
    $56 a year ($4.67 a month)
    Go to site
  • Extras Saver

    Pays back $275 on a typical year · 1 services

    $146a year after the rebate
    Pays back
    $275 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    1 covered
    Before the rebate
    $192 a year ($16.00 a month)
    After the rebate
    $146 a year ($12.14 a month)
    Go to site
  • Freedom 50

    Pays back $475 on a typical year · 4 services

    $192a year after the rebate
    Pays back
    $475 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    4 covered
    Before the rebate
    $253 a year ($21.10 a month)
    After the rebate
    $192 a year ($16.01 a month)
    Go to site
  • Essential 50 Visitors Cover Extras

    Pays back $625 on a typical year · 9 services

    $276a year after the rebate
    Pays back
    $625 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $364 a year ($30.30 a month)
    After the rebate
    $276 a year ($22.99 a month)
    Go to site
  • Explorer 50 Visitors Cover

    Pays back $625 on a typical year · 9 services

    $276a year after the rebate
    Pays back
    $625 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $364 a year ($30.30 a month)
    After the rebate
    $276 a year ($22.99 a month)
    Go to site
  • Budget Extras 60

    Pays back $473 on a typical year · 12 services

    $277a year after the rebate
    Pays back
    $473 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $365 a year ($30.45 a month)
    After the rebate
    $277 a year ($23.11 a month)
    Go to site
  • Starter Extras

    Pays back $532 on a typical year · 6 services

    $327a year after the rebate
    Pays back
    $532 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    6 covered
    Before the rebate
    $431 a year ($35.95 a month)
    After the rebate
    $327 a year ($27.28 a month)
    Go to site
  • Freedom 60

    Pays back $720 on a typical year · 6 services

    $462a year after the rebate
    Pays back
    $720 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    6 covered
    Before the rebate
    $609 a year ($50.75 a month)
    After the rebate
    $462 a year ($38.51 a month)
    Go to site
  • FLEXtras 4 Standard 50

    Pays back $650 on a typical year · 22 services

    $515a year after the rebate
    Pays back
    $650 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $679 a year ($56.55 a month)
    After the rebate
    $515 a year ($42.91 a month)
    Go to site
  • Core Extras

    Pays back $581 on a typical year · 11 services

    $520a year after the rebate
    Pays back
    $581 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $685 a year ($57.10 a month)
    After the rebate
    $520 a year ($43.33 a month)
    Go to site
  • Your Choice Extras 60

    Pays back $488 on a typical year · 19 services

    $559a year after the rebate
    Pays back
    $488 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    19 covered
    Before the rebate
    $736 a year ($61.35 a month)
    After the rebate
    $559 a year ($46.55 a month)
    Go to site
  • FLEXtras 6 Standard 50

    Pays back $650 on a typical year · 22 services

    $564a year after the rebate
    Pays back
    $650 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $743 a year ($61.90 a month)
    After the rebate
    $564 a year ($46.97 a month)
    Go to site
  • FLEXtras 4 Standard 60

    Pays back $770 on a typical year · 22 services

    $578a year after the rebate
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $761 a year ($63.45 a month)
    After the rebate
    $578 a year ($48.15 a month)
    Go to site
  • Freedom 60 Boost

    Pays back $780 on a typical year · 12 services

    $589a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $776 a year ($64.70 a month)
    After the rebate
    $589 a year ($49.10 a month)
    Go to site
  • FLEXtras 6 Standard 60

    Pays back $770 on a typical year · 22 services

    $651a year after the rebate
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $857 a year ($71.45 a month)
    After the rebate
    $651 a year ($54.22 a month)
    Go to site
  • FLEXtras 4 Higher 50

    Pays back $650 on a typical year · 22 services

    $673a year after the rebate
    Pays back
    $650 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $887 a year ($73.95 a month)
    After the rebate
    $673 a year ($56.11 a month)
    Go to site
  • Wellness Extras

    Pays back $581 on a typical year · 17 services

    $707a year after the rebate
    Pays back
    $581 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    17 covered
    Before the rebate
    $932 a year ($77.65 a month)
    After the rebate
    $707 a year ($58.92 a month)
    Go to site
  • Mid 60 Visitors Cover Extras

    Pays back $750 on a typical year · 25 services

    $740a year after the rebate
    Pays back
    $750 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $975 a year ($81.25 a month)
    After the rebate
    $740 a year ($61.65 a month)
    Go to site
  • FLEXtras 6 Higher 50

    Pays back $650 on a typical year · 22 services

    $753a year after the rebate
    Pays back
    $650 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $992 a year ($82.70 a month)
    After the rebate
    $753 a year ($62.75 a month)
    Go to site
  • FLEXtras 4 Higher 60

    Pays back $780 on a typical year · 22 services

    $756a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $996 a year ($83.00 a month)
    After the rebate
    $756 a year ($62.98 a month)
    Go to site
  • Super Extras

    Pays back $626 on a typical year · 22 services

    $883a year after the rebate
    Pays back
    $626 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $1,164 a year ($97.00 a month)
    After the rebate
    $883 a year ($73.61 a month)
    Go to site
  • FLEXtras 6 Higher 60

    Pays back $780 on a typical year · 22 services

    $912a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $1,202 a year ($100.20 a month)
    After the rebate
    $912 a year ($76.03 a month)
    Go to site
  • Super Extras Active

    Pays back $626 on a typical year · 22 services

    $960a year after the rebate
    Pays back
    $626 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $1,265 a year ($105.40 a month)
    After the rebate
    $960 a year ($79.98 a month)
    Go to site
  • Top Extras 60

    Pays back $533 on a typical year · 25 services

    $972a year after the rebate
    Pays back
    $533 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $1,281 a year ($106.75 a month)
    After the rebate
    $972 a year ($81.00 a month)
    Go to site
  • Top Extras

    Pays back $775 on a typical year · 24 services

    $1,304a year after the rebate
    Pays back
    $775 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $1,719 a year ($143.25 a month)
    After the rebate
    $1,304 a year ($108.70 a month)
    Go to site
  • Top Extras 75

    Pays back $666 on a typical year · 25 services

    $1,438a year after the rebate
    Pays back
    $666 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $1,895 a year ($157.90 a month)
    After the rebate
    $1,438 a year ($119.82 a month)
    Go to site
  • Top Extras Boost

    Pays back $920 on a typical year · 24 services

    $1,748a year after the rebate
    Pays back
    $920 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $2,303 a year ($191.95 a month)
    After the rebate
    $1,748 a year ($145.66 a month)
    Go to site
  • Top Extras 90

    Pays back $799 on a typical year · 25 services

    $1,977a year after the rebate
    Pays back
    $799 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $2,605 a year ($217.10 a month)
    After the rebate
    $1,977 a year ($164.74 a month)
    Go to site

Hospital and extras together · 5

  • Gold Ultimate Health Cover

    Gold · 38 of 38 categories · No excess

    $5,832a year after the rebate
    Hospital tier
    Gold
    Covers
    38 of 38 categories
    Excess
    No excess
    Pays back
    $878 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $7,685 a year ($640.45 a month)
    After the rebate
    $5,832 a year ($485.99 a month)
    Go to site
  • Silver Plus Prime

    Silver Plus · 35 of 38 categories · $750 a stay

    $3,785a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    35 of 38 categories
    Excess
    $750 a stay
    Pays back
    $533 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    21 covered
    Before the rebate
    $4,988 a year ($415.70 a month)
    After the rebate
    $3,785 a year ($315.44 a month)
    Go to site
  • Bronze Plus Young Singles ChoiceCo-payment

    Bronze Plus · 28 of 38 categories · No excess

    $2,359a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    28 of 38 categories
    Excess
    No excess
    Co-payment
    Charged a day in hospital, on top of the excess
    Pays back
    $471 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    17 covered
    Before the rebate
    $3,109 a year ($259.05 a month)
    After the rebate
    $2,359 a year ($196.57 a month)
    Go to site
  • Basic Plus Active SaverCo-payment

    Basic Plus · 7 of 38 categories plus accidents · No excess

    $1,452a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    7 of 38 categories plus accidents
    Excess
    No excess
    Co-payment
    Charged a day in hospital, on top of the excess
    Pays back
    $323 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $1,913 a year ($159.45 a month)
    After the rebate
    $1,452 a year ($120.99 a month)
    Go to site
  • Basic Plus Young Singles SaverCo-payment

    Basic Plus · 7 of 38 categories plus accidents · No excess

    $1,859a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    7 of 38 categories plus accidents
    Excess
    No excess
    Co-payment
    Charged a day in hospital, on top of the excess
    Pays back
    $471 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    17 covered
    Before the rebate
    $2,449 a year ($204.10 a month)
    After the rebate
    $1,859 a year ($154.88 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Freedom 60$47.45 → $50.75 a month before the rebate
      +7.0%
    • Premium Ambulance$6.40 → $6.15 a month before the rebate
      −3.9%
    • Your Choice Extras 60$56.65 → $61.35 a month before the rebate
      +8.3%
    • FLEXtras 6 Higher 60$93.65 → $100.20 a month before the rebate
      +7.0%
    • Top Extras 75$147.85 → $157.90 a month before the rebate
      +6.8%
    • Gold Ultimate Health Cover$605.65 → $640.45 a month before the rebate
      +5.7%
    • Basic Plus Young Singles Saver$192.90 → $204.10 a month before the rebate
      +5.8%
    • Super Extras$91.50 → $97.00 a month before the rebate
      +6.0%

Compare health insurance for your own household · Health insurance leaderboard. Side by side with Medibank, HCF, nib, ahm or another insurer.

Notes on Bupa policies

to leave a note.

As of 23 October 2026, Bupa sells 46 health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Silver Plus Classic Hospital at $1,455 a year, 5th of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.