MyState home loans

MyState also offers savings accounts and term deposits · Provider overview →

As of 18 September 2026, MyState has four home loan products in 69 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.22% (Basic Variable Loan), ranking 22nd of 107 variable owner-occupier P&I loans and sitting 0.54 points below the market average of 6.76%.

Lowest comparison rate: 6.22%; Basic Variable Loan
Market rank: #22; of 107 variable owner-occupier P&I loans
Products: 4; 69 variants
Last change: —; None recorded yet

Rates over time

Comparison rate of each product's headline variant

RBA cash rate
Market average

What changed

No changes recorded for MyState's home loans since tracking began on 12 September 2026.

Home loans

Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate

Variable · 3

Basic Variable Loan
Variable · P&I · Owner-occupier · 71–80% LVR · redraw · no ongoing fee · 16 variants
6.22%#22 of 107
Special Residential Variable Loan
Variable · P&I · Owner-occupier · ≤98% LVR · offset account · redraw · no ongoing fee · 16 variants
6.24%#27 of 107
Standard Variable Loan
Variable · P&I · Owner-occupier · ≤100% LVR · offset account · redraw · no ongoing fee · 4 variants
8.43%#97 of 107

Fixed · 1

Fixed Rate Loan
5yr Fixed · P&I · Owner-occupier · ≤80% LVR · no ongoing fee · 33 variants
1y 8.22%2y 8.04%3y 7.89%5y 7.75%
7.75%#42 of 49

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report

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