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MyState

As of 18 September 2026, MyState has 8 products across three of the 8 pillars BankMate tracks: 2 savings accounts, 4 home loans and 2 term deposits. Its highest-placed product is Online Term Deposit at 5.25% p.a. for 1 year, 45th of 590 12-month deposits. Its rates last moved on 15 September 2026.

Savings accounts· 2Home loans· 4Term deposits· 2
Pillars
3 of 8
No credit cards, personal loans, superannuation…
Products tracked
8
2 savings accounts · 4 home loans · 2 term deposits
Highest placed
#45
Online Term Deposit · of 590 12-month deposits
Last change
15 Sept 2026
10 changes on record

What changed

10 changes across 2 pillars since 1 Mar 2026
  1. Term depositsOnline Term Deposit · 4 terms up 0.15 to 0.20
    mixed
  2. Term depositsRegular Term Deposit · 4 terms up 0.15 to 0.20
    mixed
  3. Term depositsOnline Term Deposit · 3 terms cut 0.10 to 0.15
    mixed
  4. Term depositsRegular Term Deposit · 3 terms cut 0.10 to 0.15
    mixed
  5. Term depositsOnline Term Deposit · 12-month 5.30 → 5.15
    −0.15
  6. Term depositsRegular Term Deposit · 12-month 5.30 → 5.15
    −0.15
Show 4 earlier changes
  1. Savings accounts2 accounts up 0.258 days after the RBA rise to 4.35%
    +0.25
  2. Term depositsRegular Term Deposit · 3 terms up 0.05 to 0.20A day after the RBA rise to 4.35%
    mixed
  3. Term depositsOnline Term Deposit · 3 terms up 0.05 to 0.20A day after the RBA rise to 4.35%
    mixed
  4. Savings accountsHello Saver account 4.50 → 4.75Base rate 2.25% → 2.50% · 8 days after the RBA rise to 4.10%
    +0.25

Savings accounts · 2

Total rate, conditions met · ranked among 94 accounts

Full savings accounts record for MyState →

Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for MyState · Compare all savings accounts

Home loans · 4

Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate

Variable · 3

Fixed · 1

  • Fixed Rate Loan

    5yr Fixed · P&I · Owner-occupier · ≤80% LVR · no ongoing fee · 33 variants

    1y 8.22%2y 8.04%3y 7.89%5y 7.75%
    7.75%#42 of 49

Full home loans record for MyState →

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report

Term deposits · 2

Best rate per product, by term · ranked within each term
  • Online Term Deposit

    interest annually or at maturity or quarterly · from $0 · 11 terms

    3 mo 4.95%6 mo 5.00%9 mo 5.10%1 yr 5.25%2 yr 5.15%
    5.25%#45 of 590
  • Regular Term Deposit

    interest annually or at maturity or quarterly or monthly · from $0 · 13 terms

    3 mo 4.95%6 mo 5.00%9 mo 5.10%1 yr 5.25%2 yr 5.15%3 yr 4.25%15 mo 3.75%
    5.25%#45 of 590

Full term deposits record for MyState →

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

MyState has no credit cards, personal loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.

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