MyState
Every change at MyState
17 changes since 1 March 2026 · our own corrections of a misread figure aren’t shown
October 202611 changes
- 28Wed
- −0.15
- 27Tue
- Term depositsRegular Term Deposit2 terms up 0.05 to 0.1027 days after the RBA rise to 4.60%+0.05 to +0.10
3-month, paid at maturity 4.95 5.05 +0.10 11-month, paid at maturity 5.35 5.40 +0.05 - Home loansBasic Variable Loan15 variants up 0.20 to 0.2527 days after the RBA rise to 4.60%+0.20 to +0.25All Variable
P&I · Owner-occupier · 60–70% LVR 6.07 6.32 +0.25 P&I · Owner-occupier · ≤60% LVR 6.07 6.32 +0.25 P&I · Owner-occupier · 70–80% LVR 6.22 6.47 +0.25 P&I · Investor · 60–70% LVR 6.24 6.49 +0.25 P&I · Investor · ≤60% LVR 6.24 6.49 +0.25 P&I · Investor · 70–80% LVR 6.29 6.54 +0.25 Interest Only · Investor · 60–70% LVR 6.39 6.59 +0.20 Interest Only · Investor · ≤60% LVR 6.39 6.59 +0.20 Interest Only · Investor · 70–80% LVR 6.44 6.64 +0.20 P&I · Owner-occupier · 80–90% LVR 6.42 6.67 +0.25 Interest Only · Owner-occupier · ≤80% LVR 6.52 6.77 +0.25 P&I · Investor · 80–90% LVR 6.69 6.94 +0.25 Interest Only · Investor · 80–90% LVR 6.79 7.04 +0.25 P&I · Owner-occupier · 90–100% LVR 7.32 7.57 +0.25 P&I · Investor · 90–95% LVR 7.44 7.69 +0.25 - Home loansSpecial Residential Variable Loan15 variants up 0.15 to 0.4027 days after the RBA rise to 4.60%+0.15 to +0.40All Variable
P&I · Owner-occupier · ≤60% LVR 6.09 6.34 +0.25 P&I · Owner-occupier · 60–70% LVR 6.09 6.49 +0.40 P&I · Investor · ≤60% LVR 6.24 6.49 +0.25 P&I · Owner-occupier · 70–80% LVR 6.24 6.49 +0.25 P&I · Investor · 60–70% LVR 6.24 6.49 +0.25 P&I · Investor · 70–80% LVR 6.29 6.54 +0.25 Interest Only · Investor · 60–70% LVR 6.39 6.59 +0.20 Interest Only · Investor · ≤60% LVR 6.39 6.59 +0.20 Interest Only · Investor · 70–80% LVR 6.44 6.64 +0.20 P&I · Owner-occupier · 80–90% LVR 6.44 6.69 +0.25 Interest Only · Owner-occupier · ≤80% LVR 6.54 6.79 +0.25 P&I · Investor · 80–90% LVR 6.69 6.94 +0.25 Interest Only · Investor · 80–90% LVR 6.79 7.04 +0.25 P&I · Owner-occupier · 90–100% LVR 7.44 7.59 +0.15 P&I · Investor · 90–95% LVR 7.44 7.69 +0.25 - Home loansStandard Variable Loan4 variants up 0.2527 days after the RBA rise to 4.60%+0.25All Variable
P&I · Investor · ≤95% LVR 8.43 8.68 +0.25 P&I · Owner-occupier · ≤100% LVR 8.43 8.68 +0.25 Interest Only · Owner-occupier · ≤80% LVR 8.82 9.07 +0.25 Interest Only · Investor · ≤90% LVR 8.82 9.07 +0.25 - Home loansFixed Rate Loan31 variants up 0.18 to 0.2627 days after the RBA rise to 4.60%+0.18 to +0.26
- 23Fri
- Home loansSpecial Residential Variable Loanapplication fee $350 → $300 on 15 variants−$50All Variable
P&I · Owner-occupier · ≤60% LVR $350 $300 −$50 P&I · Owner-occupier · 60–70% LVR $350 $300 −$50 P&I · Investor · ≤60% LVR $350 $300 −$50 P&I · Owner-occupier · 70–80% LVR $350 $300 −$50 P&I · Investor · 60–70% LVR $350 $300 −$50 P&I · Investor · 70–80% LVR $350 $300 −$50 Interest Only · Investor · 60–70% LVR $350 $300 −$50 Interest Only · Investor · ≤60% LVR $350 $300 −$50 Interest Only · Investor · 70–80% LVR $350 $300 −$50 P&I · Owner-occupier · 80–90% LVR $350 $300 −$50 Interest Only · Owner-occupier · ≤80% LVR $350 $300 −$50 P&I · Investor · 80–90% LVR $350 $300 −$50 Interest Only · Investor · 80–90% LVR $350 $300 −$50 P&I · Owner-occupier · 90–100% LVR $350 $300 −$50 P&I · Investor · 90–95% LVR $350 $300 −$50 - Home loansBasic Variable Loanapplication fee $350 → $300 on 15 variants−$50All Variable
P&I · Owner-occupier · 60–70% LVR $350 $300 −$50 P&I · Owner-occupier · ≤60% LVR $350 $300 −$50 P&I · Owner-occupier · 70–80% LVR $350 $300 −$50 P&I · Investor · 60–70% LVR $350 $300 −$50 P&I · Investor · ≤60% LVR $350 $300 −$50 P&I · Investor · 70–80% LVR $350 $300 −$50 Interest Only · Investor · 60–70% LVR $350 $300 −$50 Interest Only · Investor · ≤60% LVR $350 $300 −$50 Interest Only · Investor · 70–80% LVR $350 $300 −$50 P&I · Owner-occupier · 80–90% LVR $350 $300 −$50 Interest Only · Owner-occupier · ≤80% LVR $350 $300 −$50 P&I · Investor · 80–90% LVR $350 $300 −$50 Interest Only · Investor · 80–90% LVR $350 $300 −$50 P&I · Owner-occupier · 90–100% LVR $350 $300 −$50 P&I · Investor · 90–95% LVR $350 $300 −$50 - Home loansStandard Variable Loanapplication fee $350 → $300 on 4 variants−$50All Variable
P&I · Investor · ≤95% LVR $350 $300 −$50 P&I · Owner-occupier · ≤100% LVR $350 $300 −$50 Interest Only · Owner-occupier · ≤80% LVR $350 $300 −$50 Interest Only · Investor · ≤90% LVR $350 $300 −$50 - Home loansFixed Rate Loanapplication fee $350 → $300 on 31 variants−$50
- 8Thu
- Savings accountsHello Saver account5.00 → 5.25Total rate 5.00% → 5.25% · 8 days after the RBA rise to 4.60%+0.25
September 20261 change
- 15Tue
- Term depositsRegular Term Deposit4 terms up 0.15 to 0.20+0.15 to +0.20
3-month, paid at maturity 4.75 4.95 +0.20 6-month, paid at maturity 4.85 5.00 +0.15 9-month, paid at maturity 4.95 5.10 +0.15 12-month, paid at maturity 5.05 5.25 +0.20
August 20261 change
- 26Wed
- Term depositsRegular Term Deposit3 terms cut 0.10 to 0.15−0.15 to −0.10
6-month, paid at maturity 5.00 4.85 −0.15 9-month, paid at maturity 5.10 4.95 −0.15 12-month, paid at maturity 5.15 5.05 −0.10
July 20261 change
- 16Thu
- −0.15
May 20262 changes
- 14Thu
- Savings accountsHello Saver account4.75 → 5.00Total rate 4.75% → 5.00% · 8 days after the RBA rise to 4.35%+0.25
- 7Thu
- Term depositsRegular Term Deposit3 terms up 0.05 to 0.20A day after the RBA rise to 4.35%+0.05 to +0.20
6-month, paid at maturity 4.95 5.00 +0.05 9-month, paid at maturity 5.00 5.10 +0.10 12-month, paid at maturity 5.10 5.30 +0.20
March 20261 change
- 26Thu
- Savings accountsHello Saver account4.50 → 4.75Total rate 4.50% → 4.75% · 8 days after the RBA rise to 4.10%+0.25
No changes on record for MyState’s everyday accounts.