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Bank Australia · Personal loan · Unsecured · Variable

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Lifestyle Personal Loan

As of 18 September 2026, the Bank Australia Lifestyle Personal Loan has a comparison rate of 8.52% (from 7.49% advertised), ranking 96th of 212 unsecured loans tracked by BankMate and sitting 8.61 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

8.52%comparison rate p.a.

from 7.49% advertised · Unsecured · variable · car loan

Fees: $150 application.

Go to Bank Australia

Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Lifestyle Personal Loan
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today8.52% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 7.49% p.a.
Comparison rate
8.52% p.a.
Rate type
Variable

Fees

Application fee
$150
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan terms

Loan amount
From $1,000
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
Yes

Eligibility

Minimum age
18
Residency
Australian residents only

About this product

When you need a personal loan to make your world a better place, we offer a few that could be just what you're looking for. Holidays, debt consolidation, cars and more.

Compare all personal loans