As of 18 September 2026, the Bendigo Unsecured Personal Loan has a comparison rate of 16.64% (from 14.54% advertised), ranking 204th of 212 unsecured loans tracked by BankMate and sitting 0.49 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of $150 application · $5 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
16.64%comparison rate p.a.
from 14.54% advertised · Unsecured · fixed · any purpose
Fees: $150 application · $5/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Bendigo Unsecured Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 14.54% p.a.
- Comparison rate
- 16.64% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $150
- Monthly fee
- $5
- Annual fee
- None
- Early repayment fee
- $20
Loan terms
- Loan amount
- From $2,000
- Loan term
- 7 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
A personal loan for a number of purposes not requiring security to be offered